Maybank Horizon Visa Signature — 2.8 mpd Travel
Earns up to 2.8 mpd on foreign currency and up to 2.8 mpd on air tickets — on the max tier. Use the simulator to see your projected annual miles.
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| Category | Rate | Miles |
|---|---|---|
| All other categories (base rate) | 1.2 mpd | 2,520 |
| Monthly miles | 2,520 | |
| Annual miles | 30,240 | |
Note: Projections are estimates based on standard Merchant Category Codes (MCCs) and currently published bank rates. Actual earnings may vary due to bank-specific exclusions or rate changes. This tool is for informational purposes and is not financial advice. Last verified: May 2026.
Crossing a monthly-spend threshold unlocks better rates — base and bonus categories can both shift.
- •1.2 mpd base rate on other eligible spend
- •Spend tier at S$800.00/mo unlocks higher rates
- •Annual fee: S$196.20 (first 3 years waived)
About the Maybank Horizon Visa Signature
The Maybank Horizon Visa Signature is a tiered miles card from Maybank. Base-tier earning is 1.2 mpd on every eligible dollar. At its top qualifying tier (S$800/mo+), the card reaches up to 2.8 mpd on foreign currency and 2.8 mpd on air tickets. Tiered miles cards in Singapore typically gate their higher mpd rates behind a monthly qualifying-spend threshold — falling short drops earning back to the base rate for that statement cycle. The annual fee is S$196.20 (first 3 years waived). Terms and conditions apply.
Key features
- •2.8 mpd on FCY and air tickets (requires $800 min monthly spend)
- •Free lounge access if you spend $1,000 in a single transaction
- •Excellent 3-year annual fee waiver
Miles breakdown
At the base tier, the Maybank Horizon Visa Signature earns 1.2 mpd on every eligible dollar. From S$800/mo qualifying spend, the card earns 2.8 mpd on foreign currency and 2.8 mpd on air tickets. Use the simulator above to see your projected annual miles at your spend level.
Spend tiers explained
The Maybank Horizon Visa Signature has two spend tiers. The base tier earns 1.2 mpd base (a flat 1.2 mpd across all eligible spend). At S$800.00/mo earns 1.2 mpd base with bonus rates of 2.8 mpd on foreign currency and 2.8 mpd on air tickets (cap 16,000 mi/mo).
Where this card earns the most
The Maybank Horizon Visa Signature is built for consolidated monthly spend — its bonus rates only unlock once qualifying spend crosses a tier threshold. At its peak tier (S$800/mo+), the calculator returns higher projected annual miles for foreign currency and air tickets spend than for cards without those bonuses. Below the lowest tier (S$800/mo), every eligible dollar earns the 1.2 mpd base rate.
How it compares
Compare against all miles cardsarrow_forwardFrequently asked questions
How many miles does the Maybank Horizon Visa Signature earn?
The Maybank Horizon Visa Signature has 2 earning tiers in total. At the base tier, every eligible dollar earns 1.2 mpd. From S$800/mo qualifying spend, the card earns 2.8 mpd on foreign currency and 2.8 mpd on air tickets.
What is the spend tier on the Maybank Horizon Visa Signature?
Once your total monthly spend reaches S$800.00, the card unlocks higher mpd rates on the bonus categories (S$800+ tier). Below the threshold, the card earns at the base tier.
What is the annual fee?
S$196.20, first 3 years waived.
How does miles redemption work?
The Maybank Horizon Visa Signature earns flexible reward points that transfer to KrisFlyer or other airline programs. Transfer fees and minimums may apply depending on the bank.
Are these rates guaranteed?
No. Banks update miles rates, category caps, and minimum-spend requirements regularly. The numbers on this page reflect rates verified as of May 2026, not guarantees of future earning. Terms and conditions apply.