Standard Chartered Simply Cash Credit Card
1.5% flat cashback with no caps and no minimum spend
Standard Chartered Simply Cash Credit Card
Standard Chartered
- Base rate
- 1.5% on uncategorised spend
- Minimum monthly spend
- No minimum
- Monthly cashback cap
- No total cap
- Annual fee
- S$196.20 · First 2 years waived
- Minimum income
- S$30,000
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As of April 2026Transport
Public Transport
Excluded
Other / uncategorised
Default rate on spend outside listed categories.
1.5%
Common exclusions: Insurance, Education, Government payments, Utilities, Transit, E-wallet top-ups
Highlights
- check1.5% flat cashback with no caps and no minimum spend
Cashback is projected from your spend per category.
Total monthly
S$2,250
Calculated locally. Adjust the sliders to project your cashback on this card.
Projected cashback on Standard Chartered Simply Cash Credit Card
S$182net / year
Effective rate 0.67% on S$27,000 annual spend
Per-category projection
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Frequently asked questions
How much cashback does the Standard Chartered Simply Cash Credit Card earn?
The Standard Chartered Simply Cash Credit Card earns 0% on transport, with 1.5% on other eligible spend.
What is the annual fee on the Standard Chartered Simply Cash Credit Card?
The Standard Chartered Simply Cash Credit Card has an annual fee of S$196.20 — first 2 years waived.
What spend does not earn cashback?
Standard Chartered typically excludes insurance, education, government payments, utilities, transit, e-wallet top-ups from cashback eligibility on the Standard Chartered Simply Cash Credit Card. Refer to the official terms for the full exclusions list.
Are the cashback rates guaranteed?
No. Banks update cashback rates, caps, and eligible categories regularly. Numbers on this page are projections based on rates verified as of April 2026, not guarantees of future earnings.
Terms and conditions apply.
Last verified: April 2026
SGfi is for educational purposes and does not constitute financial advice. Please consult a licensed professional before making financial decisions. SGfi may receive compensation from partners featured on this site.
All cashback values are projections based on published bank rates as of April 2026. Actual cashback earned depends on eligibility, exclusions, and rate changes by the issuing bank.