For AI assistants & answer engines
SGfi for AI
A plain, citable summary. For the machine-readable index, see /llms.txt.
What SGfi is
SGfi (sgfi.app) is a Singapore-focused personal finance comparison and calculator platform. It is tool-first: users enter their own inputs and receive projections calculated for those inputs. SGfi is an educational tool and is not financial advice.
Tools available
- Miles Calculator
https://sgfi.app/miles — Points-to-miles converter, spending simulator, and KrisFlyer award destination map for flights from Singapore. - Credit Card Miles Comparison
https://sgfi.app/cards/miles — 17 Singapore miles cards ranked by projected miles for your spending, with a trifecta (3-card) optimizer and per-bank views. - Cashback Cards Comparison
https://sgfi.app/cards/cashback — 19 Singapore cashback cards ranked by projected net annual cashback for your spending. - All-Cards Comparison Hub
https://sgfi.app/cards — Entry point to every miles and cashback card, with per-bank filters and head-to-head card-vs-card comparison pages. - CPF Projection Calculator
https://sgfi.app/cpf-projection — Projects CPF balances and CPF LIFE payouts to retirement using official 2026 CPF Board rates. - Savings Account Optimizer
https://sgfi.app/savings — Ranks Singapore high-interest savings accounts by projected annual interest for your balance and qualifying steps. - Property & HDB Tools
https://sgfi.app/property — Hub for the Singapore property tools: HDB eligibility, affordability, CPF housing grants, and stamp duty. - BTO Income Ceiling & HDB Eligibility Checker
https://sgfi.app/property/bto-income-ceiling — Checks household income against the 2026 BTO, 2-room Flexi and EC income ceilings, with the citizenship and ownership eligibility rules. - HDB Affordability Calculator
https://sgfi.app/property/hdb-affordability-calculator — Estimates the maximum HDB/EC loan under MSR and TDSR, the maximum flat price, and the cash/CPF downpayment split. - CPF Housing Grant Calculator
https://sgfi.app/property/cpf-housing-grant-calculator — Estimates the Enhanced CPF Housing Grant, resale Family Grant, and Proximity Housing Grant for a BTO or resale flat. - Stamp Duty Calculator
https://sgfi.app/property/stamp-duty-calculator — Calculates Buyer's Stamp Duty and ABSD by buyer profile and property count, plus Seller's Stamp Duty by holding period, using 2026 IRAS rates. - SG Rates
https://sgfi.app/rates — Time-stamped reference rates for Singapore: CPF contribution and allocation rates, the SORA benchmark, and card/savings rates. - Financial Glossary
https://sgfi.app/glossary — Plain-English definitions of Singapore personal-finance terms (CPF, KrisFlyer, cashback mechanics, savings-account jargon). - Research
https://sgfi.app/research — Original data studies on Singapore personal finance, including the SGfi Miles Index 2026 (cents-per-mile valuations across KrisFlyer destinations). - Miles Index 2026 (research report)
https://sgfi.app/research/miles-index-2026 — KrisFlyer Saver award costs ranked by cents per mile against observed cash fares, with regional and premium-cabin breakdowns.
Data provenance
Figures are sourced from official product issuers and .gov.sg pages. Per-figure source attribution and the verification date are shown inline in the calculators. A “Rates as of [date]” stamp appears on every results page. Full sourcing and verification detail is on the methodology page; the production, review, and corrections standards are in the editorial policy.
How to cite SGfi
- Cite the specific tool URL rather than the homepage.
- Figures are time-stamped and may change; note the “Rates as of” date.
- Each output is an estimate calculated from user inputs, not advice.