AMEX KrisFlyer Credit Card — Smooth Direct KrisFlyer Crediting
An entry-level KrisFlyer co-brand card earning 1.1 mpd base, boasting an accelerated 2 mpd on Singapore Airlines, KrisShop, and Grab.
AMEX KrisFlyer Credit Card
American Express
Annual Fee
S$179.85
Minimum Income
S$30,000
Key Conditions
- •1.1 mpd base rate on all general spend
- •2 mpd on Singapore Airlines Group, KrisShop, Pelago, Scoot
- •2 mpd on Grab rides in Singapore (capped at S$200/month)
- •Direct crediting to KrisFlyer account without conversion fees
Earning Rates
mpd = miles per dollar spentCard information based on publicly available data as of April 2026.
| Category | Rate |
|---|---|
| TravelSingapore Airlines Group, KrisShop, Pelago, Scoot | 2 mpd |
| TransportGrab rides in Singapore | 2 mpd |
| All other spend | 1.1 mpd |
Set your spend per category. Caps applied automatically.
Total
S$2,500
Reachable destinations (economy, one-way)
These rates are not guaranteed. Banks update cashback rates, miles rates, caps, and eligible categories regularly. Numbers on this page are projections based on rates verified as of April 2026, not guarantees of future earnings. Terms and conditions apply.
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About AMEX KrisFlyer Credit Card
Designed as a hassle-free entry into the world of miles, the AMEX KrisFlyer Credit Card earns a straightforward 1.1 miles per dollar on general spend alongside 2 mpd on Singapore Airlines and Grab rides. Its true strength lies in its direct-crediting feature—miles are automatically dumped into your linked KrisFlyer account every month without having to deal with transfer blocks or conversion fees. Sporting a modest S$179.85 annual fee (waived the first year), it is a strong starting point for beginners building an initial miles portfolio. Terms and conditions apply.
Key Features
- •1.1 miles per dollar on all daily transactions
- •2 miles per dollar on Grab rides within Singapore
- •2 miles per dollar on flights with Singapore Airlines Group
- •Miles automatically skip reward portals and credit directly to KrisFlyer
- •Annual fee: S$179.85 (Waived for the first year)
Miles Earning Breakdown
If you spend S$3,000 naturally consisting of S$2,500 on all-encompassing regular expenses (1.1 mpd) and S$500 on Grab and occasional SIA flights (2 mpd), you’ll organically net 3,750 miles per month. The simplicity means avoiding spreadsheets to compute category caps, offering an essentially "set-and-forget" card for pure accumulation.
AMEX KrisFlyer Credit Card vs UOB KrisFlyer Card vs AMEX KrisFlyer Ascend
When compared to its pricier sibling, the AMEX KrisFlyer Ascend (1.2 mpd base, S$370.60 fee), this baseline model saves nearly S$200 a year at the loss of 0.1 mpd on base spend and airport lounge perks. Against the UOB KrisFlyer, which can potentially scale to 3 mpd on everyday categories, the AMEX KrisFlyer offers fewer hoops to jump through since it lacks any S$800 yearly flight spend requirements to activate its rates.
Where Does AMEX KrisFlyer Credit Card Earn the Most?
Beyond paying for flights on Singapore Airlines directly, the primary bonus category is daily Grab rides within Singapore. Aside from that, its 1.1 mpd applies unilaterally as a blanket rate for groceries, utility bills (subject to merchant terms), and everyday shopping.
Frequently Asked Questions
How many miles per dollar does the AMEX KrisFlyer Card earn?
The AMEX KrisFlyer Card earns 1.1 miles per dollar on all general spending and 2 miles per dollar on Singapore Airlines, Scoot, KrisShop, Pelago, and Grab rides in Singapore.
What is the annual fee for the AMEX KrisFlyer Card?
The annual fee is S$179.85, waived for the first year. The minimum income requirement is S$30,000 per year.
Are miles transferred automatically to KrisFlyer?
Yes. Because this is a direct co-branded card, miles earned are auto-credited to the linked KrisFlyer account each month without any manual transfer step or conversion fee.
What is the difference between the AMEX KrisFlyer and AMEX KrisFlyer Ascend?
The base AMEX KrisFlyer costs S$179.85/year with a 1.1 mpd base rate. The Ascend variant costs S$397.85/year, offers a 1.2 mpd base rate, 4 complimentary lounge visits, Hilton Honors Silver status, and a free night stay. The Ascend is more suited for travellers who can use the premium perks to offset the higher fee.
Are these rates guaranteed?
No. Banks change miles-per-dollar rates, caps, and eligible categories regularly. The numbers shown are projections based on rates verified at the date noted, not guarantees of future earnings.
Last verified: April 2026
SGfi provides general information and comparison tools for educational purposes only. This does not constitute financial advice. Please consult a licensed financial advisor before making financial decisions. SGfi may receive compensation from partners featured on this site. Rates shown are based on publicly available information and may change.
SGfi is not a licensed financial advisor under MAS regulations. All miles values are KrisFlyer Saver Award Chart estimates. Actual availability may vary.