American Express Singapore Airlines KrisFlyer Credit Card — Up to 2 mpd on Grab
American Express Singapore Airlines KrisFlyer Credit Card earns up to 2 mpd on singapore airlines, scoot, krisshop & pelago and up to 2 mpd on taxi — and up to 1.1 mpd on everyday spend. Enter your monthly spending to see the projected annual miles it earns for you. Rates as of 1 Jul 2026
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| Category | Rate | Miles |
|---|---|---|
| All other categories (base rate) | 1.1 mpd | 2,310 |
| Monthly miles | 2,310 | |
| Annual miles | 27,720 | |
Up to 16,000 KrisFlyer miles with min. S$2,000 spend within the first 3 months of card approval.
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Offer is only available to applicants who have not held a basic or supplementary consumer Card from American Express in the last twenty-four (24) months.
The information above is a summary and may be incomplete or outdated. Always refer to American Express's official terms and conditions for the authoritative version.
Terms and conditionsopen_in_new
Applyopen_in_newEarning the miles is only half the story. The Miles Calculator maps the award destinations you can actually reach from Singapore with it — from quick regional getaways to long-haul flights, in Economy, Business, or First.
Open the Miles Calculator- •2 mpd on Singapore Airlines, Scoot, KrisShop & Pelago — Singapore Airlines and Scoot flight bookings, KrisShop and Pelago purchases.
- •2 mpd on Taxi (capped at 400 mi/mo) — Grab Singapore transactions.
- •1.1 mpd base rate on other eligible spend
- •Uncapped — no monthly cap on total miles earned
- •Annual fee: S$179.85 (First year waived.)
- Travel Inconvenience & Travel Accident Benefits
Complimentary Travel Inconvenience & Travel Accident Benefits of up to S$350,000 when travel tickets are purchased with the card.
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Travel tickets must be purchased with the card. Cardholders are advised to review the full Terms and Conditions and consider additional personal travel insurance for more comprehensive coverage.
- Hertz Gold Plus Rewards Privileges
Exclusive Hertz Gold Plus Rewards loyalty programme membership and benefits at over 10,000 locations in 145 countries: up to 10% off worldwide rentals, one-car-class upgrade (subject to availability), and one free additional driver.
- 24-Hour Customer Care & Global Assist
24/7 Customer Care Professional support and Global Assist for queries and emergencies, reachable within Singapore and internationally.
- Emergency Card Replacement
Emergency Card Replacement within one business day, virtually anywhere in the world.
- Complete Fraud Protection Guarantee
American Express will not hold the cardholder responsible for any unauthorised charges on the card, both online and offline.
- S$150 Cashback at Singapore Airlines
Receive S$150 cashback for use on the next eligible purchase on singaporeair.com or the SingaporeAir mobile app (min. S$800 single transaction) when S$12,000 or more is spent on eligible purchases between 1 July 2025 and 30 June 2026.
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Minimum spend of S$12,000 on eligible purchases between 1 July 2025 and 30 June 2026. Cashback redeemable on a minimum S$800 single transaction on singaporeair.com or SingaporeAir mobile app.
- Refer a Friend — KrisFlyer Miles
Earn 12,000 KrisFlyer miles for each successful card referral, up to 3 referrals per calendar year.
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Up to 3 successful referrals per calendar year.
- Annual fee
- S$179.85First year waived.
- Foreign currency transaction fee
- 3.25%
- Late payment fee
- S$100
- Purchase interest rate (p.a.)
- 27.8%
- Cash advance interest rate (p.a.)
- 26.9%
- Minimum payment
- S$50 or 3% of the Total Balance, whichever is higher, and any overdue amount.
- Interest-free period
- 22 days
- Min. income (Singapore Citizen / PR): S$0
- Minimum age: 21
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Card application is subject to customers meeting the regulatory minimum income requirement and internal assessment.
- •The annual fee of S$179.85 is waived in the first year.
- •Earns 2 miles per S$1 spent on Singapore Airlines, Scoot, KrisShop, and Pelago purchases.
- •Complimentary Travel Inconvenience and Travel Accident Benefits of up to S$350,000 when travel tickets are purchased with the card.
- •Cardholders can earn 12,000 KrisFlyer miles per successful card referral, for up to 3 referrals per calendar year.
- •Cardholders who spend S$12,000 or more on eligible purchases between 1 July 2025 and 30 June 2026 receive S$150 cashback redeemable on singaporeair.com or the SingaporeAir mobile app.
- •Taxi (Grab Singapore) miles earnings are capped at 400 miles per month.
- •A foreign transaction fee of 3.25% applies to transactions made in foreign currencies.
- •A large number of transaction categories are excluded from miles earning, including cash advances, balance transfers, instalment plans, bill payments via SingPost, insurance payments (except through authorised AMEX channels), utilities, public transit, and digital wallet top-ups.
- •The interest-free period is only 22 days, and the purchase interest rate is 27.8% per annum.
What spend is excluded from miles?
Spend in these categories does not earn the published miles rates on the American Express Singapore Airlines KrisFlyer Credit Card.
- •Charges processed and billed prior to the Enrolment Date or charges prepaid on any Card Account prior to the first billing statement for that Card Account following the Enrolment Date
- •Cash Advance and other cash services
- •Express Cash
- •American Express Travellers Cheque purchases
- •Charges for dishonoured cheques
- •Finance charges – including Line of Credit charges and Credit Card interest charges
- •Late Payment and collection charges
- •Tax refunds from overseas purchases
- •Balance Transfers
- •Instalment plans
- •Annual Card fees
- •Amount billed for purchase of KrisFlyer miles to top-up your miles balance
- •Bill payments and all transactions via SingPost (e.g. SAM kiosks, mobile app, online portal)
- •Payments to insurance companies (except payments made for insurance products purchased through American Express authorized channel)
- •Payments to Singapore Petroleum Company Limited (SPC) service stations
- •Payments for public transit in Singapore, including transactions on public trains and buses, and all transactions bearing the merchant description "BUS/MRT"
- •Payments for the purpose of stored value card purchase / load / top-ups and/or the topping-up or loading of currency (or equivalent) for digital wallets, including but not limited to GrabPay and ShopeePay (with effect from 30 September 2025)
- •Payments to utilities merchants
- •Payments to public/restructured hospitals, polyclinics and other public/restructured healthcare institutions and facilities
- •Transactions relating to education and other non-profit purposes (including charitable donations)
- •Charges at merchants or establishments that are excluded by American Express at its sole discretion and notified by American Express to you from time to time.
The information above is a summary and may be incomplete or outdated. Always refer to American Express's official terms and conditions for the authoritative version.
About the American Express Singapore Airlines KrisFlyer Credit Card
The American Express Singapore Airlines KrisFlyer Credit Card earns 2 mpd on singapore airlines, scoot, krisshop & pelago and 2 mpd on taxi, with a 1.1 mpd base rate on other eligible spend. The annual fee is S$179.85 (First year waived.). Terms and conditions apply.
Miles breakdown
The American Express Singapore Airlines KrisFlyer Credit Card earns 2 mpd on singapore airlines, scoot, krisshop & pelago and 2 mpd on taxi (up to 400 miles/month), plus 1.1 mpd on other eligible spend.
Where this card earns the most
The American Express Singapore Airlines KrisFlyer Credit Card earns the most on singapore airlines, scoot, krisshop & pelago and taxi. When those categories dominate the entered spend, the calculator returns higher projected annual miles for this card than for cards without those bonuses.
Other miles cards to compare
Frequently asked questions
Is the American Express Singapore Airlines KrisFlyer Credit Card worth it?
The American Express Singapore Airlines KrisFlyer Credit Card earns 1.1 mpd on general spend and up to 2 mpd on transport and 2 mpd on travel, with a S$179.85 annual fee (First year waived). Its value depends on how much of your spending falls into those categories — project your miles with the calculator above.
Who is the American Express Singapore Airlines KrisFlyer Credit Card for?
The American Express Singapore Airlines KrisFlyer Credit Card suits daily commuters — it earns 2 mpd on transport. Spending spread across other categories may earn more on a different card. It also suits frequent travellers, with travel insurance.
How many miles does the American Express Singapore Airlines KrisFlyer Credit Card earn?
The American Express Singapore Airlines KrisFlyer Credit Card earns 2 mpd on singapore airlines, scoot, krisshop & pelago and 2 mpd on taxi, with 1.1 mpd on other eligible spend.
Are there earning caps?
Yes — bonus miles are capped per category: taxi at 400 miles/mo. Spend beyond the implied cap earns the base 1.1 mpd instead.
What is the annual fee?
S$179.85, First year waived..
How does miles redemption work?
The American Express Singapore Airlines KrisFlyer Credit Card credits miles directly to your KrisFlyer account. KrisFlyer miles can be redeemed for award flights on Singapore Airlines and Star Alliance partners.
Are these rates guaranteed?
No. Banks update miles rates, category caps, and minimum-spend requirements regularly. The numbers on this page reflect rates verified as of 1 Jul 2026, not guarantees of future earning. Terms and conditions apply.
Figures are estimates based on the spending you entered, assumed steady across the year, using standard Merchant Category Code (MCC) classifications and each issuer’s published rates. Monthly caps, annual fees and minimum-spend requirements are shown on every row and factored into the projections. Not modelled: promotional sign-up bonuses, merchant-specific exclusions, fee waivers beyond the first-year window shown, and future rate changes by issuers. First-year figures assume a new cardholder eligible for introductory rates; ongoing figures reflect post-introductory rates. Standard merchant coverage estimates are based on Singapore market share; you can adjust them in the settings above.
Actual earnings depend on your eligibility and each bank’s current terms, which may differ from the figures shown here — always verify with the issuer before applying.
American Express governing terms: Official terms (PDF)