Citi PremierMiles Card — Up to 2.2 mpd Foreign Currency
Citi PremierMiles Card earns up to 10 mpd on kaligo, up to 7.2 mpd on agoda, and up to 2.2 mpd on foreign currency spend — and up to 1.2 mpd on everyday spend. Enter your monthly spending to see the projected annual miles it earns for you. Rates as of 1 Jul 2026
chevron_rightTo all Miles Cards
| Category | Rate | Miles |
|---|---|---|
| All other categories (base rate) | 1.2 mpd | 2,520 |
| Monthly miles | 2,520 | |
| Annual miles | 30,240 | |
New cardholders only who apply through this link and spend min. S$500 in qualifying transactions within 30 days of card approval choose one: - S$380 Cash via PayNow - 25,000 Max Miles (worth S$600) - Dyson Airstrait (worth S$799) - Dyson V8 Cyclone cordless vacuum (worth S$559) - Sony WF-1000XM6 (Earbuds) + S$50 eCapitaVoucher (worth S$529) Top-up options available (iPad, Airwrap, MacBook and others — shown on the SingSaver page).
Reward fulfilled by SingSaver. Terms and conditionsopen_in_new
Applyopen_in_newEarning the miles is only half the story. The Miles Calculator maps the award destinations you can actually reach from Singapore with it — from quick regional getaways to long-haul flights, in Economy, Business, or First.
Open the Miles Calculator- •10 mpd on Kaligo — Kaligo via kaligo.com/bonus-miles
- •7.2 mpd on Agoda — Hotel bookings worldwide on Agoda via agoda.com/bonusmiles
- •2.2 mpd on Foreign Currency Spend — On foreign currency spend.
- •1.2 mpd base rate on other eligible spend
- •Uncapped — no monthly cap on total miles earned
- •Annual fee: S$196.20 (First year waived. Upon renewal, payment of annual fee earns a 10,000 Citi Miles renewal bonus.)
- Airport Lounge Access (Priority Pass)
2 complimentary visits per calendar year to airport lounges worldwide via Priority Pass membership. Priority Pass membership is on application basis and reserved for the Principal cardmember only. Every accompanying guest counts as 1 visit. Thereafter, US$35 per person per visit.
- Flight Delay Pass
Complimentary lounge visit at over 1,800 LoungeKey network lounges worldwide when a flight is delayed by at least 2 hours. Covers the Citi PremierMiles cardholder (travelling passenger) and one accompanying passenger. Registration in advance required.
Show conditionsHide conditions
Flight delay of at least 2 hours required. Register in advance before flight departure.
- The Mastercard Collection: Dining
Priority access to over 400 award-winning restaurants across 10 destinations in Singapore, Australia, China, Hong Kong, Japan and more, as featured in Michelin, Black Pearl, and Asia's 50 Best Restaurant guides.
- Hotel Loyalty Status Match
Fast track to elite hotel status across properties including Swiss-Belhotel, MyMillennium, HotelLux and more. Benefits include priority check-in, late check-out (subject to availability), room upgrades, daily breakfast, and dining privileges.
- Travel Insurance
Enhanced travel insurance coverage for medical, inconvenience, and baggage protection when travel fare is charged to the card.
Show conditionsHide conditions
Registration in advance before departure required.
- Annual Renewal Bonus Miles
10,000 Citi Miles credited upon renewal of annual membership and payment of the annual fee of S$196.20 (inclusive of 9% GST).
- Annual fee
- S$196.20First year waived. Upon renewal, payment of annual fee earns a 10,000 Citi Miles renewal bonus.
- Foreign currency transaction fee
- 3.25%
- Late payment fee
- S$100
- Purchase interest rate (p.a.)
- 27.9%
- Cash advance interest rate (p.a.)
- 27.9%
- Minimum payment
- 1% of current balance plus 1% outstanding amount plus late charges or S$50, whichever is higher
- Interest-free period
- 25 days
- Min. income (Singapore Citizen / PR): S$30,000
- Min. income (Foreigner): S$42,000
- Minimum age: 21
Show eligibility detailsHide eligibility details
Min. income S$30,000 (Singaporean/PR) or S$42,000 (Foreigner) a year
- •Earns 10 Citi Miles per S$1 spent on hotel bookings via Kaligo (kaligo.com/bonus-miles), valid till 31 December 2026.
- •Earns 7.2 Citi Miles per S$1 spent on hotel bookings worldwide via Agoda (agoda.com/bonusmiles), valid for bookings made till 31 December 2026.
- •Earns 2.2 miles per S$1 on all foreign currency spend.
- •First-year annual fee of S$196.20 is waived.
- •10,000 Citi Miles renewal bonus is credited upon payment of the annual fee from the second year onwards.
- •Includes a complimentary lounge visit for the cardholder and one accompanying passenger at over 1,800 LoungeKey network lounges worldwide when a flight is delayed by at least 2 hours.
- •The annual fee of S$196.20 applies from the second year onwards.
- •Foreign currency transactions carry a fee of 3.25% per transaction.
- •Priority Pass airport lounge access is limited to 2 complimentary visits per calendar year for the principal cardmember only; additional visits cost US$35 per person per visit.
- •A broad range of transaction types are excluded from miles earning, including instalment plans, cash advances, balance transfers, bill payments, and PayAll transactions where no service fee is charged.
What spend is excluded from miles?
Spend in these categories does not earn the published miles rates on the Citi PremierMiles Card.
- •Annual fees
- •Interest charges
- •Late payment charges
- •GST
- •Cash advances
- •Instalment/easy/extended/equal payment plans
- •Preferred payment plans
- •Balance transfers
- •Quasi-cash transactions
- •Fees charged by Citibank or third party
- •Miscellaneous charges imposed by Citibank
- •Funds transfers using the card as source of funds
- •Bill payments (including via Citibank Online or via any other channel or agent)
- •Payments to educational institutions
- •Payments to government institutions and services (including court cases, fines, bail and bonds, tax payment, postal services, parking lots and garages, intra-government purchases)
- •Payments to insurance companies (sales, underwriting, and premiums)
- •Payments to financial institutions (including banks and brokerages)
- •Payments to non-profit organizations
- •Betting or gambling (including lottery tickets, casino gaming chips, off-track betting, and wagers at race tracks)
- •Top-ups or payment of funds to payment service providers, prepaid cards and any prepaid accounts
- •Transit-related transactions
- •Mobile wallet transactions (for 10X Points)
- •Travel-related transactions (for 10X Points): airlines, car rental agencies, hotels/motels/resorts, passenger transport and railways, cruise lines, travel agencies and tour operators
- •Utilities (MCC 4900)
- •Cleaning and maintenance/janitorial services (MCC 7349)
- •Parking lots and garages (MCC 7523)
- •Betting/gambling (MCC 7800, 7995, 9754)
- •Wire transfer money orders (MCC 4829)
- •Nondurable goods NEC (MCC 5199)
- •Direct marketing – insurance services (MCC 5960)
- •Financial institutions – merchandise/services/debt repayment (MCC 6012)
- •Quasi-cash – financial institutions (MCC 6050, 6051)
- •Securities – brokers and dealers (MCC 6211)
- •Insurance sales, underwriting and premiums (MCC 6300)
- •Real estate agents and managers – rentals (MCC 6513)
- •Quasi cash/financial services (MCC 6529-6540)
- •Education institutions (MCC 8211-8299)
- •Charitable and social service organizations (MCC 8398)
- •Hospitals (MCC 8062)
- •Political organizations (MCC 8651)
- •Religious organizations (MCC 8661)
- •Government services (MCC 9000-9999)
- •Cigar stores and stands (MCC 5993)
- •AXS transactions
- •EZ-link transactions
- •SimplyGo transactions
- •Transit Link transactions
- •Youtrip Singapore transactions
The information above is a summary and may be incomplete or outdated. Always refer to Citi's official terms and conditions for the authoritative version.
About the Citi PremierMiles Card
The Citi PremierMiles Card earns 10 mpd on kaligo, 7.2 mpd on agoda, and 2.2 mpd on foreign currency spend, with a 1.2 mpd base rate on other eligible spend. The annual fee is S$196.20 (First year waived. Upon renewal, payment of annual fee earns a 10,000 Citi Miles renewal bonus.). Terms and conditions apply.
Miles breakdown
The Citi PremierMiles Card earns 10 mpd on kaligo, 7.2 mpd on agoda, and 2.2 mpd on foreign currency spend, plus 1.2 mpd on other eligible spend.
Where this card earns the most
The Citi PremierMiles Card earns the most on kaligo, agoda, and foreign currency spend. When those categories dominate the entered spend, the calculator returns higher projected annual miles for this card than for cards without those bonuses.
Other miles cards to compare
Frequently asked questions
Is the Citi PremierMiles Card worth it?
The Citi PremierMiles Card earns 1.2 mpd on general spend and up to 10 mpd on travel and 2.2 mpd on foreign currency, with a S$196.20 annual fee (First year waived. Upon renewal, payment of annual fee earns a 10,000 Citi Miles renewal bonus). Its value depends on how much of your spending falls into those categories — project your miles with the calculator above.
Who is the Citi PremierMiles Card for?
The Citi PremierMiles Card suits overseas spenders — it earns 2.2 mpd on foreign currency. Spending spread across other categories may earn more on a different card. It also suits frequent travellers, with airport lounge access and travel insurance.
How many miles does the Citi PremierMiles Card earn?
The Citi PremierMiles Card earns 10 mpd on kaligo, 7.2 mpd on agoda, and 2.2 mpd on foreign currency spend, with 1.2 mpd on other eligible spend.
What is the annual fee?
S$196.20, First year waived. Upon renewal, payment of annual fee earns a 10,000 Citi Miles renewal bonus..
How does miles redemption work?
The Citi PremierMiles Card earns flexible reward points that transfer to KrisFlyer or other airline programs. Transfer fees and minimums may apply depending on the bank.
Are these rates guaranteed?
No. Banks update miles rates, category caps, and minimum-spend requirements regularly. The numbers on this page reflect rates verified as of 1 Jul 2026, not guarantees of future earning. Terms and conditions apply.
Figures are estimates based on the spending you entered, assumed steady across the year, using standard Merchant Category Code (MCC) classifications and each issuer’s published rates. Monthly caps, annual fees and minimum-spend requirements are shown on every row and factored into the projections. Not modelled: promotional sign-up bonuses, merchant-specific exclusions, fee waivers beyond the first-year window shown, and future rate changes by issuers. First-year figures assume a new cardholder eligible for introductory rates; ongoing figures reflect post-introductory rates. Standard merchant coverage estimates are based on Singapore market share; you can adjust them in the settings above.
Actual earnings depend on your eligibility and each bank’s current terms, which may differ from the figures shown here — always verify with the issuer before applying.
Citi governing terms: Official terms (PDF)