Citi PremierMiles Visa — Flexible Miles with Long Mileage Expiry
A flexible miles card earning 2.2 mpd on foreign currency, up to 10 mpd on specific travel partners, and 1.2 mpd on everything else.
Citi PremierMiles
Citi
Annual Fee
S$196.20
Minimum Income
S$30,000
Key Conditions
- •2.2 mpd on foreign currency transactions
- •Up to 10 mpd on travel (Kaligo and Agoda)
- •1.2 mpd base rate on all other spend
- •Flexible transfer to 11 airline/hotel partners
- •Citi Miles never expire
Earning Rates
mpd = miles per dollar spentCard information based on publicly available data as of April 2026.
| Category | Rate |
|---|---|
| Foreign CurrencyAll foreign currency transactions | 2.2 mpd |
| TravelUp to 10 mpd via Kaligo, up to 7.2 mpd via Agoda | 10 mpd |
| All other spend | 1.2 mpd |
Set your spend per category. Caps applied automatically.
Total
S$2,500
Reachable destinations (economy, one-way)
These rates are not guaranteed. Banks update cashback rates, miles rates, caps, and eligible categories regularly. Numbers on this page are projections based on rates verified as of April 2026, not guarantees of future earnings. Terms and conditions apply.
Want cashback instead of miles?
Compare 11 Singapore cashback cards ranked by projected net annual cashback for your spending profile.
About Citi PremierMiles
The Citi PremierMiles Visa is a versatile option earning 1.2 miles per dollar locally and 2.2 miles per dollar on all foreign currency transactions. Specialized travel bookings through portals like Kaligo and Agoda can see earn rates increase up to 10 mpd. With a standard annual fee of S$196.20 and a minimum income of S$30,000, a key feature is flexibility: the native Citi Miles never expire and can be transferred evenly to 11 distinct airline and hotel partners (far more than most standard local bank credit cards), ensuring your miles are not locked into a single airline’s ecosystem. Terms and conditions apply.
Key Features
- •2.2 miles per dollar across all foreign currency spend
- •Up to 10 miles per dollar on Kaligo and Agoda bookings
- •1.2 miles per dollar base rate
- •Flexible transfer to 11 airline and hotel loyalty programmes
- •No miles expiry while account is open
- •2 complimentary airport lounge visits per year
Miles Earning Breakdown
With S$3,000 of monthly spend structured around S$1,000 in foreign currency (2.2 mpd) and S$2,000 on standard local purchases (1.2 mpd), the Citi PremierMiles will generate 4,600 miles every month with no complicated caps. To significantly boost output, cardholders can route hotel bookings through Kaligo or Agoda to capture the 10 mpd and 7.2 mpd rates respectively.
Citi PremierMiles vs DBS Altitude Visa Signature vs UOB PRVI Miles Visa/Mastercard
Pitted against the DBS Altitude (2.2 mpd overseas, 3 mpd online flights cap S$5k), the Citi PremierMiles shares the exact same overseas and base earn structure but commands superior transfer partner options (11 vs smaller handfuls). Compared to the UOB PRVI Miles (1.4 local, 2.4 overseas), UOB generates overall higher miles per dollar on pure retail spend but lacks Citi's sweeping airline flexibility and introduces annoying expiry horizons.
Where Does Citi PremierMiles Earn the Most?
General local spending, overseas shopping, and targeted hotel/accommodation bookings via partnered portals. Because it lacks typical 4 mpd categories for dining or online shopping, this card thrives as a dependable catch-all fallback and a strong overseas transaction driver.
Frequently Asked Questions
How many miles per dollar does the Citi PremierMiles earn?
The Citi PremierMiles earns 1.2 miles per dollar on local spending and 2.2 miles per dollar on all foreign currency transactions. Booking through Kaligo or Agoda via Citi portals can yield up to 10 mpd and 7.2 mpd respectively.
Do Citi PremierMiles points expire?
No. Citi Miles do not expire as long as the card account remains active and in good standing, making it one of the few Singapore cards with truly non-expiring reward points.
What airlines can I transfer Citi Miles to?
Citi Miles can be transferred to 11 airline and hotel loyalty programmes, including Singapore Airlines KrisFlyer, Cathay Pacific Asia Miles, Qantas Frequent Flyer, and several others. This makes it one of the most flexible transfer options among Singapore credit cards.
Is there a spending cap on the Citi PremierMiles 2.2 mpd rate?
No, there is no published monthly or annual cap on the 2.2 mpd earn rate for foreign currency transactions.
What is the annual fee for the Citi PremierMiles?
The annual fee is S$196.20 with the first year typically waived. The minimum income requirement is S$30,000 per year. The card includes 2 complimentary Priority Pass airport lounge visits annually.
Are these rates guaranteed?
No. Banks change miles-per-dollar rates, caps, and eligible categories regularly. The numbers shown are projections based on rates verified at the date noted, not guarantees of future earnings.
Last verified: April 2026
SGfi provides general information and comparison tools for educational purposes only. This does not constitute financial advice. Please consult a licensed financial advisor before making financial decisions. SGfi may receive compensation from partners featured on this site. Rates shown are based on publicly available information and may change.
SGfi is not a licensed financial advisor under MAS regulations. All miles values are KrisFlyer Saver Award Chart estimates. Actual availability may vary.