UOB PRVI Miles Card — Up to 1.4 mpd Uncapped
UOB PRVI Miles Card earns up to 8 mpd on expedia hotels, activites and cars, up to 3 mpd on regional overseas, up to 3 mpd on expedia flights, and up to 2.4 mpd on overseas spend — and up to 1.4 mpd on everyday spend. Enter your monthly spending to see the projected annual miles it earns for you. Rates as of 1 Jul 2026
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| Category | Rate | Miles |
|---|---|---|
| All other categories (base rate) | 1.4 mpd | 2,940 |
| Monthly miles | 2,940 | |
| Annual miles | 35,280 | |
For customers new to UOB credit cards. Apply for and be approved on the card as principal cardholder, then spend at least S$1,000 in the first month from approval to receive: - S$100 Samsung e-voucher - 10% off at Samsung online store
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Open to customers new to UOB credit cards: you must not be an existing principal UOB credit cardholder at the time of approval, nor have cancelled a principal UOB card in the prior 6 months. Successfully apply for and be approved on a new UOB PRVI Miles Card as principal cardholder during the promotion period, then accumulate at least S$1,000 of eligible spend within the first month from your card approval date. The one-time S$100 Samsung e-voucher is sent by SMS within one month of meeting the minimum spend, limited to one per customer on a first-come-first-served basis while stocks last. Separately, get 10% off (capped at S$100) at the Samsung online store with a minimum S$1,000 spend, excluding IPP transactions and subject to Samsung's terms.
The information above is a summary and may be incomplete or outdated. Always refer to UOB's official terms and conditions for the authoritative version.
Terms and conditionsopen_in_new
Applyopen_in_newEarning the miles is only half the story. The Miles Calculator maps the award destinations you can actually reach from Singapore with it — from quick regional getaways to long-haul flights, in Economy, Business, or First.
Open the Miles Calculator- •8 mpd on Expedia Hotels, Activites and Cars — For booking hotels, activites and cars on Expedia via UOB PRVI portal
- •3 mpd on Regional Overseas — Foreign spend in Malaysia, Indonesia, Vietnam, and Thailand
- •3 mpd on Expedia Flights — For booking flights on Expedia via UOB PRVI portal
- •2.4 mpd on Overseas Spend — In currencies other than IDR, MYR, THB, and VND.
- •1.4 mpd base rate on other eligible spend
- •Uncapped — no monthly cap on total miles earned
- •Annual fee: S$261.60 (First year waived)
- Priority Pass Lounge Access
Principal Cardholders receive 4 complimentary airport lounge visits per calendar year via Priority Pass membership. Additional visits and guest visits are charged at US$35 per person per visit.
- Complimentary Travel Insurance
Complimentary travel insurance including Public Conveyance Personal Accident cover of S$500,000 and up to S$50,000 Emergency Medical Evacuation & Repatriation.
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Coverage details as stated by comparison sources; refer to the insurer's policy for full terms.
- 20,000 Loyalty Miles Annual Bonus (AMEX only)
UOB PRVI Miles American Express Cardmembers receive a bonus of 20,000 miles if they spend S$50,000 or more by the end of the membership year's statement period.
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Applicable to UOB PRVI Miles American Express Cardmembers only. Card account must be in good standing and not cancelled. Spend exclusions apply.
- Quarterly Foreign Spend Bonus (AMEX only)
UOB PRVI Miles American Express Cardmembers earn 5,000 bonus miles (UNI$2,500) for each calendar quarter in which at least S$8,000 of overseas spend is charged to the card.
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Applicable to UOB PRVI Miles American Express Cardmembers only, from 1 July 2026. Overseas spend excludes card-not-present transactions (online, mail/phone order), fund transfers, cash advances, fees, and other excluded transactions. Principal and Supplementary Card spend are combined. Quarters: Jan–Mar, Apr–Jun, Jul–Sep, Oct–Dec; credited within two months after each quarter.
- Annual fee
- S$261.60First year waived
- Annual fee waiver
- S$50,000 annual spend
- Foreign currency transaction fee
- 3.25%
- Late payment fee
- S$100
- Purchase interest rate (p.a.)
- 27.8%
- Cash advance interest rate (p.a.)
- 28.5%
- Cash advance service charge
- S$15 or 8% of amount withdrawn, whichever is greater
- Minimum payment
- 3% of current balance or S$50, whichever is higher, plus any overdue amounts
- Interest-free period
- 21 days
- Min. income (Singapore Citizen / PR): S$30,000
- Min. income (Foreigner): S$40,000
- Minimum age: 21
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Applicants must be Singapore Citizens, Permanent Residents, or foreigners with a valid Singapore Employment Pass. For Singapore citizens and permanent residents: Minimum annual income of S$30,000 (55 years old and below) Minimum annual income of S$15,000 (56 years old and above) Fixed deposit collateral of minimum S$10,000
- •Principal Cardholders receive 4 complimentary airport lounge visits per calendar year via Priority Pass membership.
- •Includes complimentary travel insurance with Public Conveyance Personal Accident cover of S$500,000 and up to S$50,000 Emergency Medical Evacuation & Repatriation.
- •Miles are valid for 24 months, after which they expire.
- •A large number of merchant categories are excluded from earning miles, including utilities, insurance, education, government services, hospitals, and bill payment/top-up services.
What spend is excluded from miles?
Spend in these categories does not earn the published miles rates on the UOB PRVI Miles Card.
- •NETS and NETS-related transactions
- •0% Instalment Payment Plans
- •SmartPay
- •Personal loans
- •Balance/funds transfers
- •Cash advances
- •Fees, interests, finance charges, late payment charges, annual fee charges
- •Wire Transfer/Remittance (MCC 4829)
- •Utilities (MCC 4900)
- •Nondurable Goods (MCC 5199)
- •Direct Marketing - Insurance Services (MCC 5960)
- •Direct Marketing – Combination Catalog and Retail Merchants (MCC 5965)
- •Cigar Stores and Stands (MCC 5993)
- •Member Financial Institution – Merchandise and Services (MCC 6012)
- •Quasi Cash – Financial Institutions (MCC 6050)
- •Quasi Cash – Merchant / Cryptocurrency (MCC 6051)
- •Securities – Brokers and Dealers (MCC 6211)
- •Insurance Sales/Underwrite (MCC 6300)
- •Real Estate Agents & Managers – Rentals (MCC 6513)
- •Quasi Cash-Remote Stored Value Load (MCC 6529, 6530, 6534)
- •Stored Value Card Purchase/Load (MCC 6540)
- •Property Management/Janitorial Services (MCC 7349)
- •Quasi Cash – Truck Stop (MCC 7511)
- •Automobile Parking Lots and Garages (MCC 7523)
- •Gambling (MCC 7995)
- •Hospitals (MCC 8062)
- •Schools – Elementary, Secondary, Colleges, Correspondence, Business, Trade, Vocational, Not Elsewhere Classified (MCC 8211, 8220, 8241, 8244, 8249, 8299)
- •Charitable and Social Service Organizations (MCC 8398)
- •Religious Organizations (MCC 8661)
- •Political Organizations (MCC 8651)
- •Membership Organizations (MCC 8699)
- •Professional Services (MCC 8999)
- •Court Costs / Alimony / Child Support (MCC 9211)
- •Fines (MCC 9222)
- •Bail and Bond Payments (MCC 9223)
- •Tax Payment (MCC 9311)
- •Postal Services – Government Only (MCC 9402)
- •Intra-Government Purchases (MCC 9405)
- •Government Services (MCC 9399)
- •Bill payment, top-ups and payment to payment service providers or prepaid accounts
- •AXS transactions
- •AMAZE* transactions
- •EZ-Link transactions
- •IPAYMY*
- •RWS-LEVY*
- •SMOOVE PAY*
- •SINGPOST-SAM*
- •RazerPay*
- •NORWDS*
- •TRANSIT*
- •SPC Service Stations (except for UOB PRVI Miles American Express)
- •Shell Service Stations
The information above is a summary and may be incomplete or outdated. Always refer to UOB's official terms and conditions for the authoritative version.
About the UOB PRVI Miles Card
The UOB PRVI Miles Card earns 8 mpd on expedia hotels, activites and cars, 3 mpd on regional overseas, and 3 mpd on expedia flights, with a 1.4 mpd base rate on other eligible spend. The annual fee is S$261.60 (First year waived). Terms and conditions apply.
Miles breakdown
The UOB PRVI Miles Card earns 8 mpd on expedia hotels, activites and cars, 3 mpd on regional overseas, 3 mpd on expedia flights, and 2.4 mpd on overseas spend, plus 1.4 mpd on other eligible spend.
Where this card earns the most
The UOB PRVI Miles Card earns the most on expedia hotels, activites and cars, regional overseas, and expedia flights. When those categories dominate the entered spend, the calculator returns higher projected annual miles for this card than for cards without those bonuses.
Other miles cards to compare
Frequently asked questions
Is the UOB PRVI Miles Card worth it?
The UOB PRVI Miles Card earns 1.4 mpd on general spend and up to 8 mpd on travel and 3 mpd on foreign currency, with a S$261.60 annual fee (waived above S$50,000 a year in spend). Its value depends on how much of your spending falls into those categories — project your miles with the calculator above.
Who is the UOB PRVI Miles Card for?
The UOB PRVI Miles Card suits overseas spenders — it earns 3 mpd on foreign currency. Spending spread across other categories may earn more on a different card. It also suits frequent travellers, with airport lounge access and travel insurance.
How many miles does the UOB PRVI Miles Card earn?
The UOB PRVI Miles Card earns 8 mpd on expedia hotels, activites and cars, 3 mpd on regional overseas, and 3 mpd on expedia flights, with 1.4 mpd on other eligible spend.
Can the annual fee be waived?
Yes. The S$261.60 annual fee is waived for cardholders who spend at least S$50,000.00 in a card year.
How does miles redemption work?
The UOB PRVI Miles Card earns flexible reward points that transfer to KrisFlyer or other airline programs. Transfer fees and minimums may apply depending on the bank.
Do miles from the UOB PRVI Miles Card expire?
Yes. Miles earned on the UOB PRVI Miles Card are valid for 24 months from the date they are credited, after which they expire. Redeeming or transferring them before that window closes preserves their value. Terms and conditions apply.
Are these rates guaranteed?
No. Banks update miles rates, category caps, and minimum-spend requirements regularly. The numbers on this page reflect rates verified as of 1 Jul 2026, not guarantees of future earning. Terms and conditions apply.
Figures are estimates based on the spending you entered, assumed steady across the year, using standard Merchant Category Code (MCC) classifications and each issuer’s published rates. Monthly caps, annual fees and minimum-spend requirements are shown on every row and factored into the projections. Not modelled: promotional sign-up bonuses, merchant-specific exclusions, fee waivers beyond the first-year window shown, and future rate changes by issuers. First-year figures assume a new cardholder eligible for introductory rates; ongoing figures reflect post-introductory rates. Standard merchant coverage estimates are based on Singapore market share; you can adjust them in the settings above.
Actual earnings depend on your eligibility and each bank’s current terms, which may differ from the figures shown here — always verify with the issuer before applying.
UOB governing terms: Official terms (PDF)