UOB PRVI Miles — Leading Uncapped Base Earn Rates
A formidable all-purpose miles card earning 1.4 mpd on all local transactions and 2.4 mpd on overseas transactions with absolutely no caps.
UOB PRVI Miles Visa/Mastercard
UOB
Annual Fee
S$261.60
Minimum Income
S$30,000
Key Conditions
- •1.4 mpd on all general local spend
- •2.4 mpd on general overseas spend (3 mpd in Malaysia, Thailand, Vietnam, Indonesia)
- •Up to 8 mpd on Agoda and Expedia bookings via UOB PRVI portal
- •No category-specific earning caps
Earning Rates
mpd = miles per dollar spentCard information based on publicly available data as of April 2026.
| Category | Rate |
|---|---|
| Foreign CurrencyGeneral overseas spend (3 mpd in Malaysia, Thailand, Vietnam, Indonesia) | 2.4 mpd |
| TravelAgoda and Expedia via UOB PRVI portal | 8 mpd |
| All other spend | 1.4 mpd |
Set your spend per category. Caps applied automatically.
Total
S$2,500
Reachable destinations (economy, one-way)
These rates are not guaranteed. Banks update cashback rates, miles rates, caps, and eligible categories regularly. Numbers on this page are projections based on rates verified as of April 2026, not guarantees of future earnings. Terms and conditions apply.
Want cashback instead of miles?
Compare 11 Singapore cashback cards ranked by projected net annual cashback for your spending profile.
About UOB PRVI Miles Visa/Mastercard
A strong contender in the general spending bracket, the UOB PRVI Miles Card confidently delivers a competitive 1.4 miles per dollar locally and 2.4 miles per dollar on general overseas spend—all entirely uncapped. Special country modifiers bump the overseas rate to 3 mpd organically in Malaysia, Indonesia, Thailand, and Vietnam, and designated UOB PRVI partner portals allow up to 8 mpd on Agoda/Expedia bookings. The steep S$261.60 annual fee accompanies these premier earning thresholds, requiring cardholders to maintain a consistently high spend rate to validate the heightened cost. Terms and conditions apply.
Key Features
- •1.4 miles per dollar on all local transactions
- •2.4 miles per dollar on general overseas spending
- •3 miles per dollar natively in Malaysia, Thailand, Vietnam, Indonesia
- •8 miles per dollar on Agoda and Expedia via UOB PRVI travel portals
- •No category caps making it an elite high-volume sweeper
- •Annual fee: S$261.60 (first year waived)
Miles Earning Breakdown
With a pure local spend of S$3,000, the UOB PRVI Miles efficiently captures 4,200 miles thanks to its aggressive 1.4 mpd baseline. If you split S$1,000 towards general overseas transactions (2.4 mpd), overall earnings shoot to 5,200 miles. Because you aren’t hindered by S$1,000 category caps, large unplanned local expenditures capture consistent returns without dropping to the base 0.4 mpd rate.
UOB PRVI Miles Visa/Mastercard vs Citi PremierMiles vs DBS Altitude Visa Signature
When compared directly to the Citi PremierMiles and DBS Altitude, both of which hover critically at 1.2 mpd local and 2.2 mpd overseas, the UOB PRVI Miles provides highly competitive accrual power for un-categorized spending. However, UOB compensates for this advantage by revoking perks found on the others: it lacks complimentary airport lounge access and its UNIS$ expire after 2 years, rendering hoarding a bit more precarious than the non-expiring safety nets of Citi and DBS.
Where Does UOB PRVI Miles Visa/Mastercard Earn the Most?
Agnostic, large-profile spending. General retail, large electronics, comprehensive renovations, and generalized international tourism. By functioning as a pure 1.4 mpd sledgehammer across all standard purchase scenarios, it absorbs all expenses efficiently.
Frequently Asked Questions
How many miles per dollar does the UOB PRVI Miles earn?
The UOB PRVI Miles earns 1.4 miles per dollar on all local transactions and 2.4 miles per dollar on overseas transactions, both completely uncapped. Spending in Malaysia, Thailand, Vietnam, and Indonesia earns 3 mpd automatically.
What is the annual fee for the UOB PRVI Miles?
The annual fee is S$261.60 with the first year typically waived. The minimum income requirement is S$30,000 per year.
Do UOB PRVI Miles reward points expire?
Yes, UNIS$ (reward points) expire 2 years from the end of the quarter in which they were earned. Active management is necessary to transfer points to airline programmes before expiry.
Does the UOB PRVI Miles include airport lounge access?
No, the UOB PRVI Miles does not include complimentary Priority Pass or airport lounge access, unlike similarly priced cards such as the Citi PremierMiles and DBS Altitude.
Is the UOB PRVI Miles a good everyday miles card in Singapore?
The UOB PRVI Miles has one of the highest uncapped base earn rates among Singapore miles cards at 1.4 mpd local and 2.4 mpd overseas. It is particularly strong for cardholders with high general spending who do not want to manage category caps. However, cards with 4 mpd category bonuses may earn more if spending is concentrated in specific categories like online shopping or dining.
Are these rates guaranteed?
No. Banks change miles-per-dollar rates, caps, and eligible categories regularly. The numbers shown are projections based on rates verified at the date noted, not guarantees of future earnings.
Last verified: April 2026
SGfi provides general information and comparison tools for educational purposes only. This does not constitute financial advice. Please consult a licensed financial advisor before making financial decisions. SGfi may receive compensation from partners featured on this site. Rates shown are based on publicly available information and may change.
SGfi is not a licensed financial advisor under MAS regulations. All miles values are KrisFlyer Saver Award Chart estimates. Actual availability may vary.