UOB KrisFlyer Card — Uncapped 2.4 mpd on Everyday Spend
A flexible KrisFlyer co-brand card earning 2.4 mpd on dining, online, travel, and transport when a yearly minimum of S$1000 is spent on Singapore Airlines.
UOB KrisFlyer Card
UOB
Annual Fee
S$196.20
Minimum Income
S$30,000
Key Conditions
- •3 mpd on travel (Singapore Airlines, Kris+, KrisShip, Scoot, Pelago)
- •2.4 mpd on dining, online, and transport (requires min S$1000/year spend on SIA Group)
- •1.2 mpd base rate on other local spend
- •Direct crediting to KrisFlyer account with no transfer fee
- •Bonus 3,000 KrisFlyer miles for first S$5+ spend
- •10,000 KrisFlyer miles for every annual renewal payment
Earning Rates
mpd = miles per dollar spentCard information based on publicly available data as of April 2026.
| Category | Rate |
|---|---|
| TravelSpend on Singapore Airlines Group & Kris+ | 3 mpd |
| DiningRequires min $1000/year spend on SIA Group | 2.4 mpd |
| OnlineRequires min $1000/year spend on SIA Group | 2.4 mpd |
| TransportRequires min $1000/year spend on SIA Group | 2.4 mpd |
| All other spend | 1.2 mpd |
Set your spend per category. Caps applied automatically.
Total
S$2,500
Reachable destinations (economy, one-way)
These rates are not guaranteed. Banks update cashback rates, miles rates, caps, and eligible categories regularly. Numbers on this page are projections based on rates verified as of April 2026, not guarantees of future earnings. Terms and conditions apply.
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About UOB KrisFlyer Card
The UOB KrisFlyer Card offers a robust 2.4 miles per dollar across major everyday categories—travel, dining, online spend, and transport. However, unlocking these rates requires spending a yearly minimum of S$1000 on the Singapore Airlines Group. Otherwise, it only earns the base rate of 1.2 mpd. Armed with a S$196.20 annual fee (waived the first year) and direct, auto-crediting of miles into your KrisFlyer account without transfer fees, it is a strong daily driver for those who fly on Singapore Airlines at least once a year. Terms and conditions apply.
Key Features
- •2.4 miles per dollar on everyday categories: dining, online, and transport
- •3 miles per dollar on travel with Singapore Airlines, Kris+, KrisShip, Scoot, Pelago
- •Requires an S$1000 yearly minimum spend on SIA Group to trigger the 2.4 mpd rate
- •Direct KrisFlyer miles crediting — no manual transfer step
- •Annual fee: S$196.20 (waived for the first year)
Miles Earning Breakdown
Assuming a S$3,000 monthly spend distributed across S$1,500 on dining, transport, and online shopping (2.4 mpd) and S$1,500 on general spend (1.2 mpd), the card earns about 6,300 miles per month, provided you meet the yearly S$800 SIA requirement. Unlike cards with monthly S$1,000 category caps, the UOB KrisFlyer Card’s 2.4 mpd rate is uncapped, making it highly competitive for individuals with heavy everyday expenses.
UOB KrisFlyer Card vs AMEX KrisFlyer Credit Card vs UOB PRVI Miles Visa/Mastercard
When compared to the AMEX KrisFlyer Card, which provides a flat 1.1 mpd across all spend, the UOB KrisFlyer can offer greater yield—given that the S$800 annual SIA spend condition is fulfilled. However, if that minimum is missed, both cards sit near the 1.1–1.2 mpd floor. Compared to the UOB PRVI Miles Card, which earns 2.4 mpd local / 3 mpd overseas regardless of category, the KrisFlyer Card provides better value specifically around dining and transport but restricts you strictly to SIA.
Where Does UOB KrisFlyer Card Earn the Most?
Dining out, online shopping, daily transport, and specifically purchases made directly with Singapore Airlines, Scoot, and Kris+. Consolidating your everyday urban expenses onto this card generates significant value due to the uncapped nature of the bold 2.4 mpd rate.
Frequently Asked Questions
How many miles per dollar does the UOB KrisFlyer Card earn?
The UOB KrisFlyer Card earns 2.4 miles per dollar on dining, online shopping, and transport, and 3 miles per dollar on Singapore Airlines Group purchases. All other local spending earns 1.2 miles per dollar. The 2.4 mpd rate requires a minimum yearly spend of S$1,000 on SIA Group.
What is the annual fee for the UOB KrisFlyer Card?
The annual fee is S$196.20, waived for the first year. The minimum income requirement is S$30,000 per year.
Is there a monthly spending cap on the UOB KrisFlyer bonus miles?
No. The 2.4 mpd and 3 mpd earn rates on eligible categories are uncapped, unlike many competing cards that limit bonus earning to S$1,000 per month.
What happens if I do not spend S$1,000 a year on Singapore Airlines?
If the yearly S$1,000 SIA Group spend requirement is not met, dining, online, and transport transactions earn only the base rate of 1.2 mpd instead of 2.4 mpd. SIA Group includes Singapore Airlines, Scoot, Kris+, KrisShop, and Pelago.
How does the UOB KrisFlyer compare to the AMEX KrisFlyer Card?
The UOB KrisFlyer earns significantly more miles on everyday spending (2.4 mpd vs 1.1 mpd) but requires a yearly S$1,000 spend on SIA Group to unlock that rate. The AMEX KrisFlyer has no such requirement but earns a flat 1.1 mpd on most transactions. Both auto-credit miles directly to KrisFlyer.
Are these rates guaranteed?
No. Banks change miles-per-dollar rates, caps, and eligible categories regularly. The numbers shown are projections based on rates verified at the date noted, not guarantees of future earnings.
Last verified: April 2026
SGfi provides general information and comparison tools for educational purposes only. This does not constitute financial advice. Please consult a licensed financial advisor before making financial decisions. SGfi may receive compensation from partners featured on this site. Rates shown are based on publicly available information and may change.
SGfi is not a licensed financial advisor under MAS regulations. All miles values are KrisFlyer Saver Award Chart estimates. Actual availability may vary.