Maybank Family & Friends Card
Customizable: Choose 5 categories out of 10 (includes Pets, Retail, etc.) to earn 8%
Maybank Family & Friends Card
Maybank
- Base rate
- 0.2% on uncategorised spend
- Minimum monthly spend
- S$800 to unlock category rates
- Monthly cashback cap
- S$180/month
- Annual fee
- S$196.20 · First 3 years waived
- Minimum income
- S$30,000
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View card details → [Affiliate]Cashback rates
As of April 2026Dining
Must be selected as one of your 5 custom categories
8%
Transport
Must be selected as one of your 5 custom categories
8%
Petrol
Must be selected as one of your 5 custom categories
8%
Online
Must be selected as one of your 5 custom categories
8%
Entertainment
Must be selected as one of your 5 custom categories
8%
Groceries
Must be selected as one of your 5 custom categories
6%
Other / uncategorised
Default rate on spend outside listed categories.
0.2%
Common exclusions: Insurance, Education, Government payments, Top-ups (e-wallets)
Highlights
- checkCustomizable: Choose 5 categories out of 10 (includes Pets, Retail, etc.) to earn 8%
- checkS$120 cap per month (if S$800 spend), S$180 cap (if S$1,600 spend)
- checkLong 3-year initial fee waiver
Cashback is projected from your spend per category.
Total monthly
S$2,250
Calculated locally. Adjust the sliders to project your cashback on this card.
Projected cashback on Maybank Family & Friends Card
S$1,097net / year
Effective rate 4.06% on S$27,000 annual spend
Per-category projection
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Frequently asked questions
How much cashback does the Maybank Family & Friends Card earn?
The Maybank Family & Friends Card earns 6% on groceries, 8% on dining, 8% on transport, 8% on petrol, 8% on online, 8% on entertainment, with 0.2% on other eligible spend.
Is there a minimum monthly spend on the Maybank Family & Friends Card?
Yes. Maybank requires a minimum monthly spend of S$800 to unlock the bonus cashback rates. Below this threshold, eligible spend earns 0.2% for the month.
What is the monthly cashback cap?
Total cashback on the Maybank Family & Friends Card is capped at S$180 per month. Once this cap is reached, additional eligible spend in the same month does not earn further cashback.
What is the annual fee on the Maybank Family & Friends Card?
The Maybank Family & Friends Card has an annual fee of S$196.20 — first 3 years waived.
What spend does not earn cashback?
Maybank typically excludes insurance, education, government payments, top-ups (e-wallets) from cashback eligibility on the Maybank Family & Friends Card. Refer to the official terms for the full exclusions list.
Are the cashback rates guaranteed?
No. Banks update cashback rates, caps, and eligible categories regularly. Numbers on this page are projections based on rates verified as of April 2026, not guarantees of future earnings.
Terms and conditions apply.
Last verified: April 2026
SGfi is for educational purposes and does not constitute financial advice. Please consult a licensed professional before making financial decisions. SGfi may receive compensation from partners featured on this site.
All cashback values are projections based on published bank rates as of April 2026. Actual cashback earned depends on eligibility, exclusions, and rate changes by the issuing bank.