CIMB Visa Signature Card
10% cashback on specific lifestyle categories
CIMB Visa Signature Card
CIMB
- Base rate
- 0.2% on uncategorised spend
- Minimum monthly spend
- S$800 to unlock category rates
- Monthly cashback cap
- S$100/month
- Annual fee
- No annual fee
- Minimum income
- S$30,000
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View card details → [Affiliate]Cashback rates
As of April 2026Online
Online shopping (includes beauty, pets, cruises)
10%
cap S$20
Groceries
Supermarkets
10%
cap S$20
Other / uncategorised
Default rate on spend outside listed categories.
0.2%
Common exclusions: Insurance, Education, Government payments, Top-ups (e-wallets)
Highlights
- check10% cashback on specific lifestyle categories
- checkNo annual fee for life
- checkStrict S$20 limit per category per month
Cashback is projected from your spend per category.
Total monthly
S$2,250
Calculated locally. Adjust the sliders to project your cashback on this card.
Projected cashback on CIMB Visa Signature Card
S$512net / year
Effective rate 1.90% on S$27,000 annual spend
Per-category projection
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Frequently asked questions
How much cashback does the CIMB Visa Signature Card earn?
The CIMB Visa Signature Card earns 10% on online, 10% on groceries, with 0.2% on other eligible spend.
Is there a minimum monthly spend on the CIMB Visa Signature Card?
Yes. CIMB requires a minimum monthly spend of S$800 to unlock the bonus cashback rates. Below this threshold, eligible spend earns 0.2% for the month.
What is the monthly cashback cap?
Total cashback on the CIMB Visa Signature Card is capped at S$100 per month. Once this cap is reached, additional eligible spend in the same month does not earn further cashback.
Is there an annual fee?
No. The CIMB Visa Signature Card has no annual fee.
What spend does not earn cashback?
CIMB typically excludes insurance, education, government payments, top-ups (e-wallets) from cashback eligibility on the CIMB Visa Signature Card. Refer to the official terms for the full exclusions list.
Are the cashback rates guaranteed?
No. Banks update cashback rates, caps, and eligible categories regularly. Numbers on this page are projections based on rates verified as of April 2026, not guarantees of future earnings.
Terms and conditions apply.
Last verified: April 2026
SGfi is for educational purposes and does not constitute financial advice. Please consult a licensed professional before making financial decisions. SGfi may receive compensation from partners featured on this site.
All cashback values are projections based on published bank rates as of April 2026. Actual cashback earned depends on eligibility, exclusions, and rate changes by the issuing bank.