DBS Woman's World Card — Up to 4 mpd on All Online
DBS Woman's World Card earns up to 4 mpd on online purchases and up to 1.2 mpd on overseas purchases — and up to 0.4 mpd on everyday spend. Enter your monthly spending to see the projected annual miles it earns for you. Rates as of 1 Jul 2026
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| Category | Rate | Miles |
|---|---|---|
| Online Purchases | 4 mpd | 2,400 |
| All other categories (base rate) | 0.4 mpd | 600 |
| Monthly miles | 3,000 | |
| Annual miles | 36,000 | |
Earning the miles is only half the story. The Miles Calculator maps the award destinations you can actually reach from Singapore with it — from quick regional getaways to long-haul flights, in Economy, Business, or First.
Open the Miles Calculator- •4 mpd on Online Purchases (capped at 4,000 mi/mo) — Earn 10X DBS Points (4 miles per S$1) on eligible online purchases.
- •1.2 mpd on Overseas Purchases — Earn 3X DBS Points (1.2 miles per S$1) on non-online overseas transactions.
- •0.4 mpd base rate on other eligible spend
- •Uncapped — no monthly cap on total miles earned
- •Annual fee: S$196.20 (First year waived)
- Agoda
12% off hotel bookings (capped at US$45) with min. spend of S$200 for DBS Woman’s World Card
- Dining discounts
Up to 20% off in Colony, The Landing Point, Town Restaurant, Jade, The Courtyard and The Ritz Lounge
- Emirates Singapore
Up to 15% off flight fares
- Complimentary e-Commerce Protection
All online purchases with the DBS Woman's World Card enjoy complimentary e-Commerce Protection.
- Mastercard Priceless Specials
DBS Woman's World Card holders can access Mastercard Priceless Specials privileges.
- Annual fee
- S$196.20First year waived
- Foreign currency transaction fee
- 3.25%
- Late payment fee
- S$100
- Purchase interest rate (p.a.)
- 27.8%
- Cash advance interest rate (p.a.)
- 28.5%
- Cash advance service charge
- 8% or S$15, whichever is higher
- Minimum payment
- 3% of statement balance or S$50, whichever is greater
- Interest-free period
- 25 days
- Min. income: S$80,000
- Minimum age: 21
Show eligibility detailsHide eligibility details
Minimum income is S$80,000 p.a. for all applicants (Singaporeans, PRs and foreigners).
- •Earns 4 miles per S$1 on eligible online purchases.
- •Earns 1.2 miles per S$1 on non-online overseas transactions.
- •Annual fee of S$196.20 is waived in the first year.
- •All online purchases made with the card include complimentary e-Commerce Protection.
- •Cardholders receive up to 12% off hotel bookings on Agoda (capped at US$45) with a minimum spend of S$200.
- •Cardholders have access to Mastercard Priceless Specials privileges.
- •The 4 miles per S$1 earn rate on online purchases is capped at 4,000 miles per monthly cycle.
- •Minimum annual income requirement is S$80,000 for all applicants, including Singaporeans, PRs, and foreigners.
- •Miles are valid for 12 months from the date of earning.
- •A foreign transaction fee of 3.25% applies to overseas purchases.
- •Bill payments via AXS or similar channels are excluded from earning rewards.
What spend is excluded from miles?
Spend in these categories does not earn the published miles rates on the DBS Woman's World Card.
- •bill payments via AXS or similar channels
The information above is a summary and may be incomplete or outdated. Always refer to DBS's official terms and conditions for the authoritative version.
About the DBS Woman's World Card
The DBS Woman's World Card earns 4 mpd on online purchases and 1.2 mpd on overseas purchases, with a 0.4 mpd base rate on other eligible spend. The annual fee is S$196.20 (First year waived). Terms and conditions apply.
Miles breakdown
The DBS Woman's World Card earns 4 mpd on online purchases (up to 4,000 miles/month) and 1.2 mpd on overseas purchases, plus 0.4 mpd on other eligible spend.
Where this card earns the most
The DBS Woman's World Card earns the most on online purchases and overseas purchases. When those categories dominate the entered spend, the calculator returns higher projected annual miles for this card than for cards without those bonuses.
Other miles cards to compare
Frequently asked questions
Is the DBS Woman's World Card worth it?
The DBS Woman's World Card earns 0.4 mpd on general spend and up to 4 mpd on shopping & online and 1.2 mpd on foreign currency, with a S$196.20 annual fee (First year waived). Its value depends on how much of your spending falls into those categories — project your miles with the calculator above.
Who is the DBS Woman's World Card for?
The DBS Woman's World Card suits online shoppers and overseas spenders — it earns 4 mpd on shopping & online and 1.2 mpd on foreign currency. Spending spread across other categories may earn more on a different card.
How many miles does the DBS Woman's World Card earn?
The DBS Woman's World Card earns 4 mpd on online purchases and 1.2 mpd on overseas purchases, with 0.4 mpd on other eligible spend.
Are there earning caps?
Yes — bonus miles are capped per category: online purchases at 4,000 miles/mo. Spend beyond the implied cap earns the base 0.4 mpd instead.
What is the annual fee?
S$196.20, First year waived.
How does miles redemption work?
The DBS Woman's World Card earns flexible reward points that transfer to KrisFlyer or other airline programs. Transfer fees and minimums may apply depending on the bank.
Do miles from the DBS Woman's World Card expire?
Yes. Miles earned on the DBS Woman's World Card are valid for 12 months from the date they are credited, after which they expire. Redeeming or transferring them before that window closes preserves their value. Terms and conditions apply.
Are these rates guaranteed?
No. Banks update miles rates, category caps, and minimum-spend requirements regularly. The numbers on this page reflect rates verified as of 1 Jul 2026, not guarantees of future earning. Terms and conditions apply.
Figures are estimates based on the spending you entered, assumed steady across the year, using standard Merchant Category Code (MCC) classifications and each issuer’s published rates. Monthly caps, annual fees and minimum-spend requirements are shown on every row and factored into the projections. Not modelled: promotional sign-up bonuses, merchant-specific exclusions, fee waivers beyond the first-year window shown, and future rate changes by issuers. First-year figures assume a new cardholder eligible for introductory rates; ongoing figures reflect post-introductory rates. Standard merchant coverage estimates are based on Singapore market share; you can adjust them in the settings above.
Actual earnings depend on your eligibility and each bank’s current terms, which may differ from the figures shown here — always verify with the issuer before applying.
DBS governing terms: Official terms (PDF)