DBS Woman's World Card — 4 mpd on ALL Online Transactions
A powerful digital spending card fetching 4 mpd on any recognized online spend up to S$1,000 a month. Requires an S$80,000 minimum income and is open to men and women.
DBS Woman's World Card
DBS
Annual Fee
S$196.20
Minimum Income
S$80,000
Key Conditions
- •4 mpd completely on all online transactions
- •S$1,000/month cap on bonus earning
- •1.2 mpd on offline overseas transactions
- •Requires a substantially high minimum income of S$80,000
- •Despite the name, men can apply and be approved
Earning Rates
mpd = miles per dollar spentCard information based on publicly available data as of April 2026.
| Category | Rate |
|---|---|
| OnlineAll online spend (SGD or FCY) (capped at S$1,000/mo) | 4 mpd |
| Foreign CurrencyOffline overseas spend | 1.2 mpd |
| All other spend | 0.4 mpd |
Set your spend per category. Caps applied automatically.
Total
S$2,500
Reachable destinations (economy, one-way)
These rates are not guaranteed. Banks update cashback rates, miles rates, caps, and eligible categories regularly. Numbers on this page are projections based on rates verified as of April 2026, not guarantees of future earnings. Terms and conditions apply.
Want cashback instead of miles?
Compare 11 Singapore cashback cards ranked by projected net annual cashback for your spending profile.
About DBS Woman's World Card
The DBS Woman's World Card is known for its broad coverage when it comes to "online" spend. While other cards blacklist online travel or demand specific merchants, this card pays out 4 miles per dollar on most things transacted digitally in SGD or FCY. The primary caveat lies in its elevated criteria: an S$80,000 minimum income barrier and a restrictive S$1,000 monthly cap. Oh, and yes—it is open for male applicants. Its high reliability online makes it a preferred option for flight tickets, expensive tech purchases, and subscription hoarding. Terms and conditions apply.
Key Features
- •4 miles per dollar cleanly on ALL online transactions
- •Capped closely at S$1,000 monthly spend (maximum yield 4,000 miles)
- •1.2 miles per dollar fallback on general and physical overseas spend
- •High minimum income of S$80k anchors it away from entry-level
- •Readily available to male applicants
Miles Earning Breakdown
Spending a total of S$3,000 per month here produces harsh drop-offs. If S$1,000 is safely spent online (4 mpd) and S$2,000 on physical retail/local (0.4 mpd base), you yield 4,800 miles. Attempting to run large multi-thousand dollar online purchases through this card is inefficient unless you precisely split payments, as anything over the S$1k threshold dives straight back to 0.4 mpd.
DBS Woman's World Card vs Citi Rewards Card vs HSBC Revolution Card
It closely mirrors the Citi Rewards card’s S$1,000 cap but differs from Citi by including online flight and hotel bookings, making it a strong option for booking vacations remotely. Conversely, the HSBC Revolution acts as a free alternative but explicitly blocks travel and holds a much more tedious whitelist requirement.
Where Does DBS Woman's World Card Earn the Most?
Flights, luxury hardware purchases online, gig-economy apps, groceries via delivery services, and digital wallets where the terminal registers cleanly as an e-commerce platform. Avoid using it physically locally where possible.
Frequently Asked Questions
How many miles per dollar does the DBS Woman's World Card earn?
The DBS Woman's World Card earns 4 miles per dollar on all online transactions, capped at S$1,000 per statement month. Offline and other spending earns 0.4 miles per dollar.
Can men apply for the DBS Woman's World Card?
Yes. Despite its branding, male applicants who meet the S$80,000 minimum income requirement are approved. The card is open to all genders.
Does the DBS Woman's World Card earn 4 mpd on online flight bookings?
Yes. Unlike many other 4 mpd cards that exclude travel, the DBS Woman's World Card includes online flight and hotel bookings in its 4 mpd bonus category, making it valuable for booking travel online.
What is the annual fee and minimum income for the DBS Woman's World Card?
The annual fee is S$196.20. The minimum income requirement is S$80,000 per year, which is substantially higher than most Singapore miles cards that require S$30,000.
What is the 4 mpd spending cap on the DBS Woman's World Card?
The 4 mpd bonus is capped at S$1,000 of online transactions per statement month, generating a maximum of 4,000 bonus miles. Any online spending above this cap earns the base 0.4 mpd rate.
Are these rates guaranteed?
No. Banks change miles-per-dollar rates, caps, and eligible categories regularly. The numbers shown are projections based on rates verified at the date noted, not guarantees of future earnings.
Last verified: April 2026
SGfi provides general information and comparison tools for educational purposes only. This does not constitute financial advice. Please consult a licensed financial advisor before making financial decisions. SGfi may receive compensation from partners featured on this site. Rates shown are based on publicly available information and may change.
SGfi is not a licensed financial advisor under MAS regulations. All miles values are KrisFlyer Saver Award Chart estimates. Actual availability may vary.