Citi PremierMiles Card vs DBS Altitude Visa Signature Card

A side-by-side comparison of two Singapore miles cards. Rates, caps and fees come from each issuer’s published terms; the simulator projects each card’s annual miles at the spend you enter.

chevron_rightTo all Miles Cards
credit_card
Your monthly spending
Quick presets
🍽️
Dining
Restaurants, hawkers, cafes, delivery
S$/mo
🛒
Groceries
Supermarkets, wet markets, online grocery
S$/mo
🛍️
Shopping & online
Retail, online stores, subscriptions, events
S$/mo
🚌
Transport
Ride-hail, MRT, buses
S$/mo
🌍
Foreign currency
Overseas spend, foreign online stores
S$/mo
📦
Other
Bills, utilities, miscellaneous
S$/mo
Total monthly spend
S$2,100
S$25,200 / year
Citi PremierMiles Card
Citi PremierMiles Card
Citi
This is an affiliate link.Card details as of 2026-05-26
DBS Altitude Visa Signature Card
DBS Altitude Visa Signature Card
DBS
This is an affiliate link.Card details as of 2026-05-28
Projected earnings

At S$2,100/mo entered, the DBS Altitude Visa Signature Card projects the higher annual miles figure — a difference of 2,520 mi.

Projected annual miles
Citi PremierMiles Card
30,240 mi
DBS Altitude Visa Signature Card
32,760 mi

Figures update as you change your spending. They are projections from your inputs and each issuer’s published rates — not a promise of returns. Open the detailed breakdown below to see each card’s per-category working, side by side.

Annual fee
Citi PremierMiles Card
S$196.20
DBS Altitude Visa Signature Card
S$196.20
Max earn cap — hover a segment for the cap by spend tier
Citi PremierMiles Card
Uncapped
DBS Altitude Visa Signature Card
Uncapped
Earn rates by spend tier

Only categories where one of the cards pays a bonus are listed. Each cell is the miles rate at that spend tier (the monthly-spend threshold) — rates above a card’s base rate are bold in the card’s colour, base rates are muted. Figures are ongoing, after any intro period; earn caps apply (see the conditions below).

CategoryCiti PremierMiles CardDBS Altitude Visa Signature Card
BaseBase
Foreign currency2.2 mpd2.2 mpd
Travel bookings via bank partners10 mpd1.3 mpd
What the bonus categories cover
Foreign currency

Citi PremierMiles CardForeign Currency Spend · On foreign currency spend.

DBS Altitude Visa Signature CardOverseas Spend · Spend must be made in foreign currency overseas.

Travel bookings via bank partners

Citi PremierMiles CardKaligo · Kaligo via kaligo.com/bonus-miles

Conditions side by side

Every value is taken from each issuer’s published terms. A blank field shows as “—”. Earn caps are shown in the issuer’s native period — a quarterly cap is not converted to monthly.

ConditionCiti PremierMiles CardDBS Altitude Visa Signature Card
Annual feeS$196.20S$196.20
Fee waiverFirst year waived. Upon renewal, payment of annual fee earns a 10,000 Citi Miles renewal bonus.First year waived
Minimum incomeS$30,000 (citizen/PR) · S$42,000 (foreigner)S$30,000 (citizen/PR) · S$45,000 (foreigner)
Earn capUncappedUncapped
Foreign-currency fee3.3% foreign-currency fee3.3% foreign-currency fee
Card networkMastercardVisa
Miles programmeFlexible (transferable)Flexible (transferable)
Transfer ratio1 pts : 1 mile2 pts : 1 mile
Miles validity
Card details as of2026-05-262026-05-28

See the full details for each card

Citi PremierMiles Card and DBS Altitude Visa Signature Card, compared

How the Citi PremierMiles Card and the DBS Altitude Visa Signature Card differ

The Citi PremierMiles Card earns 10 mpd on kaligo, 7.2 mpd on agoda, and 2.2 mpd on foreign currency spend, plus 1.2 mpd on other eligible spend. The DBS Altitude Visa Signature Card earns 2.2 mpd on overseas spend, plus 1.3 mpd on other eligible spend. On earn caps, the Citi PremierMiles Card is uncapped and the DBS Altitude Visa Signature Card is uncapped.

Where the Citi PremierMiles Card and the DBS Altitude Visa Signature Card are alike

Both carry the same S$196.20 annual fee. Both pay a bonus rate on foreign currency. Neither card caps the total miles earned each month.

How the projection is calculated

The earnings section above projects each card’s annual miles from the category amounts you enter, using each issuer’s published rates and caps. Output depends only on the card data and your inputs — affiliate status never changes the figures or the order they appear in. You can simulate any spending mix to compare the two cards at your own profile.

Frequently asked questions

What is the difference between the Citi PremierMiles Card and the DBS Altitude Visa Signature Card?

The Citi PremierMiles Card earns 10 mpd on kaligo, 7.2 mpd on agoda, and 2.2 mpd on foreign currency spend, plus 1.2 mpd on other eligible spend. The DBS Altitude Visa Signature Card earns 2.2 mpd on overseas spend, plus 1.3 mpd on other eligible spend. On earn caps, the Citi PremierMiles Card is uncapped and the DBS Altitude Visa Signature Card is uncapped.

Do the Citi PremierMiles Card and the DBS Altitude Visa Signature Card charge an annual fee?

The Citi PremierMiles Card: S$196.20 (First year waived. Upon renewal, payment of annual fee earns a 10,000 Citi Miles renewal bonus.). The DBS Altitude Visa Signature Card: S$196.20 (First year waived).

Which card projects more miles for my spending?

It depends on your spending mix. The simulator above projects each card’s annual miles from the amounts you enter, and states which card projects higher at that spend. Change the inputs to compare at your own profile — the figures could move either way depending on where your spend lands.

What are the earning caps on the Citi PremierMiles Card and the DBS Altitude Visa Signature Card?

On total miles, the Citi PremierMiles Card is uncapped and the DBS Altitude Visa Signature Card is uncapped.

Is this comparison affected by affiliate links?

No. The projected figures and the order of the two cards depend only on each card’s published data and the spending you enter; affiliate status never changes them. Card details are shown as of each issuer’s verification date — confirm current terms with the issuer before applying.

How these projections work

Figures are estimates based on the spending you entered, assumed steady across the year, using standard Merchant Category Code (MCC) classifications and each issuer’s published rates. Monthly caps, annual fees and minimum-spend requirements are shown on every row and factored into the projections. Not modelled: promotional sign-up bonuses, merchant-specific exclusions, fee waivers beyond the first-year window shown, and future rate changes by issuers. First-year figures assume a new cardholder eligible for introductory rates; ongoing figures reflect post-introductory rates. Standard merchant coverage estimates are based on Singapore market share; you can adjust them in the settings above.

Actual earnings depend on your eligibility and each bank’s current terms, which may differ from the figures shown here — always verify with the issuer before applying.