UOB PRVI Miles Card vs Citi PremierMiles Card
A side-by-side comparison of two Singapore miles cards. Rates, caps and fees come from each issuer’s published terms; the simulator projects each card’s annual miles at the spend you enter.
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At S$2,100/mo entered, the UOB PRVI Miles Card projects the higher annual miles figure — a difference of 5,040 mi.
Figures update as you change your spending. They are projections from your inputs and each issuer’s published rates — not a promise of returns. Open the detailed breakdown below to see each card’s per-category working, side by side.
Only categories where one of the cards pays a bonus are listed. Each cell is the miles rate at that spend tier (the monthly-spend threshold) — rates above a card’s base rate are bold in the card’s colour, base rates are muted. Figures are ongoing, after any intro period; earn caps apply (see the conditions below).
UOB PRVI Miles Card — Regional Overseas · Foreign spend in Malaysia, Indonesia, Vietnam, and Thailand
Citi PremierMiles Card — Foreign Currency Spend · On foreign currency spend.
UOB PRVI Miles Card — Expedia Hotels, Activities and Cars · For booking hotels, activities and cars on Expedia via UOB PRVI portal. Booking period: 1 April 2026 to 31 March 2027.
Citi PremierMiles Card — Kaligo · Kaligo via kaligo.com/bonus-miles
Every value is taken from each issuer’s published terms. A blank field shows as “—”. Earn caps are shown in the issuer’s native period — a quarterly cap is not converted to monthly.
See the full details for each card
UOB PRVI Miles Card and Citi PremierMiles Card, compared
How the UOB PRVI Miles Card and the Citi PremierMiles Card differ
On annual fee, the UOB PRVI Miles Card’s annual fee is S$261.60, while the Citi PremierMiles Card’s annual fee is S$196.20. The UOB PRVI Miles Card earns 8 mpd on Expedia Hotels, Activities and Cars, 8 mpd on Agoda Hotel Bookings, and 3 mpd on Regional Overseas, plus 1.4 mpd on other eligible spend. The Citi PremierMiles Card earns 10 mpd on Kaligo, 7.2 mpd on Agoda, and 2.2 mpd on Foreign Currency Spend, plus 1.2 mpd on other eligible spend. On earn caps, the UOB PRVI Miles Card is uncapped and the Citi PremierMiles Card is uncapped.
Where the UOB PRVI Miles Card and the Citi PremierMiles Card pay different rates
The two cards diverge most on travel, where the Citi PremierMiles Card pays 10 mpd against the UOB PRVI Miles Card’s 8 mpd. Category by category, on ongoing rates (introductory offers excluded): Travel: the Citi PremierMiles Card pays 10 mpd; the UOB PRVI Miles Card pays 8 mpd. Foreign currency: the UOB PRVI Miles Card pays 3 mpd; the Citi PremierMiles Card pays 2.2 mpd. Outside those categories both cards fall back to their base rate: 1.4 mpd on the UOB PRVI Miles Card and 1.2 mpd on the Citi PremierMiles Card.
Where the UOB PRVI Miles Card and the Citi PremierMiles Card are alike
Both pay a bonus rate on travel and foreign currency. Neither card caps the total miles earned each month.
How the UOB PRVI Miles Card and the Citi PremierMiles Card credit your miles
Both cards credit to a flexible (transferable) programme. Points transfer at 2:1 on the UOB PRVI Miles Card and 1:1 on the Citi PremierMiles Card, so the same points balance converts to different mileage. On validity, the UOB PRVI Miles Card’s expire 24 months after they are earned and the Citi PremierMiles Card publishes no expiry.
How the projection is calculated
The earnings section above projects each card’s annual miles from the category amounts you enter, using each issuer’s published rates and caps. Output depends only on the card data and your inputs — affiliate status never changes the figures or the order they appear in. You can simulate any spending mix to compare the two cards at your own profile.
Other head-to-heads with these cards
Each runs the same earning calculation on your own spending, so you can weigh UOB PRVI Miles Card or Citi PremierMiles Card against a different alternative.
Frequently asked questions
What is the difference between the UOB PRVI Miles Card and the Citi PremierMiles Card?
The two cards diverge most on travel, where the Citi PremierMiles Card pays 10 mpd against the UOB PRVI Miles Card’s 8 mpd. The UOB PRVI Miles Card earns 8 mpd on Expedia Hotels, Activities and Cars, 8 mpd on Agoda Hotel Bookings, and 3 mpd on Regional Overseas, plus 1.4 mpd on other eligible spend. The Citi PremierMiles Card earns 10 mpd on Kaligo, 7.2 mpd on Agoda, and 2.2 mpd on Foreign Currency Spend, plus 1.2 mpd on other eligible spend. On annual fee, the UOB PRVI Miles Card’s annual fee is S$261.60, while the Citi PremierMiles Card’s annual fee is S$196.20.
Do the UOB PRVI Miles Card and the Citi PremierMiles Card charge an annual fee?
The UOB PRVI Miles Card: S$261.60 (Waived above S$50,000 annual spend). The Citi PremierMiles Card: S$196.20 (First year waived. Upon renewal, payment of annual fee earns a 10,000 Citi Miles renewal bonus.).
Which card projects more miles for my spending?
It depends on your spending mix. The gap is widest on travel (10 mpd on the Citi PremierMiles Card against 8 mpd on the UOB PRVI Miles Card), so how much of your spend lands there moves the projection most. The simulator above projects each card’s annual miles from the amounts you enter, and states which card projects higher at that spend. Change the inputs to compare at your own profile.
What are the earning caps on the UOB PRVI Miles Card and the Citi PremierMiles Card?
On total miles, the UOB PRVI Miles Card is uncapped and the Citi PremierMiles Card is uncapped.
What is the minimum income for the UOB PRVI Miles Card and the Citi PremierMiles Card?
The UOB PRVI Miles Card: S$30,000 (citizen/PR) · S$40,000 (foreigner). The Citi PremierMiles Card: S$30,000 (citizen/PR) · S$42,000 (foreigner). Eligibility also depends on each issuer’s own assessment; confirm current criteria with the issuer before applying.
Is this comparison affected by affiliate links?
No. The projected figures and the order of the two cards depend only on each card’s published data and the spending you enter; affiliate status never changes them. Card details are shown as of each issuer’s verification date — confirm current terms with the issuer before applying.
Figures are estimates based on the spending you entered, assumed steady across the year, using standard Merchant Category Code (MCC) classifications and each issuer’s published rates. Monthly caps, annual fees and minimum-spend requirements are shown on every row and factored into the projections. Not modelled: promotional sign-up bonuses, merchant-specific exclusions, fee waivers beyond the first-year window shown, and future rate changes by issuers. First-year figures assume a new cardholder eligible for introductory rates; ongoing figures reflect post-introductory rates. Standard merchant coverage estimates are based on Singapore market share; you can adjust them in the settings above.
Actual earnings depend on your eligibility and each bank’s current terms, which may differ from the figures shown here — always verify with the issuer before applying.