Compare HSBC Credit Cards
All 4 HSBC Singapore miles and cashback cards in one ranked list, scored by value at your monthly spend. Updated 30 Jun 2026
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Miles cards are ranked by projected miles × this value. Cashback is always face value.
Preset values are derived from the SGfi Miles Value Index — the same Saver-award and cash-fare data used across the site. Adjust to match how you redeem.
Ranked by projected gross S$-equivalent value at your spend and chosen mile value. Cashback counts at face value; miles are valued at the cents-per-mile you set. Ties broken alphabetically by issuer. Cards marked “Affiliate” earn SGfi a referral commission if you apply through these links — this does not influence the ranking.
Ranked by projected gross S$-equivalent value at your spend and chosen mile value. Ties broken alphabetically by issuer. Cards marked “Affiliate” earn SGfi a referral commission if you apply through these links — this does not influence the ranking.
Figures are estimates based on the spending you entered, assumed steady across the year, using standard Merchant Category Code (MCC) classifications and each issuer’s published rates. Monthly caps, annual fees and minimum-spend requirements are shown on every row and factored into the projections. Not modelled: promotional sign-up bonuses, merchant-specific exclusions, fee waivers beyond the first-year window shown, and future rate changes by issuers. First-year figures assume a new cardholder eligible for introductory rates; ongoing figures reflect post-introductory rates. Standard merchant coverage estimates are based on Singapore market share; you can adjust them in the settings above.
Actual earnings depend on your eligibility and each bank’s current terms, which may differ from the figures shown here — always verify with the issuer before applying.
About HSBC Singapore's credit cards
HSBC's miles cards are the no-annual-fee Revolution, built around online and contactless bonuses, and the travel-focused TravelOne. HSBC's cashback cards are the lifestyle-tilted Live+, weighted to dining and shopping, and the flat-rate Advance Card. This page filters the full SGfi credit-card comparison to HSBC's lineup and ranks its miles and cashback cards together by the S$-equivalent value each earns at your monthly spend — cashback at face value, miles at the cents-per-mile you choose. Use the bank chips above to compare other issuers.
SGfi tracks 2 HSBC miles cards in this comparison: HSBC Revolution Credit Card and HSBC TravelOne Credit Card. Across the lineup, annual fees range from S$0 to S$196.20, base rates run from 0.4 mpd to 1.2 mpd, and top category bonuses reach 4 mpd on eligible spend. Use the input sidebar to rank the cards by projected annual miles at your monthly spend profile.
SGfi tracks 2 HSBC cashback cards in this comparison: HSBC Live+ Credit Card and HSBC Advance Credit Card. Across the lineup, all carry an annual fee of S$196.20, base rates run from 0.3% to 1.5%, and no card declares a category bonus above its base rate. Use the input sidebar to rank the cards by projected annual cashback at your monthly spend profile.
For how each figure is sourced, time-stamped, and built — and what the calculator does and does not model — read our methodology.
Frequently asked questions
Can I hold both a HSBC miles card and a HSBC cashback card?expand_more
Yes. Many Singapore cardholders pair a miles card for travel-leaning and foreign-currency spend with a cashback card for everyday categories. This page ranks all 4 HSBC cards (2 miles and 2 cashback) in one list by the S$-equivalent value each earns at your spending, so you can see which HSBC card leads for your mix and whether a second card adds value.
Which HSBC miles credit cards does SGfi compare?expand_more
SGfi currently compares 2 HSBC Singapore miles cards: HSBC Revolution Credit Card and HSBC TravelOne Credit Card. Each is ranked by projected annual miles at the monthly spend you enter on the calculator above.
Do any HSBC miles cards have no annual fee?expand_more
Yes — HSBC Revolution Credit Card carries no annual fee. The rest of the HSBC lineup charges between S$196.20 and S$196.20 per year.
Which HSBC miles card has the highest base rate?expand_more
The HSBC TravelOne Credit Card has the highest base rate at 1.2 mpd. Some other HSBC cards may earn more on category bonuses — see the comparison summary table on this page for the full rate breakdown.
Why do some HSBC Revolution purchases only earn the base rate?expand_more
The Revolution's 4 mpd bonus is awarded only on eligible online transactions and in-person contactless (Visa payWave or mobile-wallet tap) payments. Inserting the chip or swiping the magnetic stripe earns just the 0.4 mpd base rate. The bonus is also capped at 9,000 reward points — roughly S$1,000 of eligible spend, per calendar month.
Which HSBC cashback credit cards does SGfi compare?expand_more
SGfi currently compares 2 HSBC Singapore cashback cards: HSBC Live+ Credit Card and HSBC Advance Credit Card. Each is ranked by projected annual cashback at the monthly spend you enter on the calculator above.
Which HSBC cashback card has the lowest annual fee?expand_more
The HSBC Live+ Credit Card has the lowest annual fee at S$196.20 per year among the HSBC cashback cards SGfi tracks. Annual fees may be waived for the first year — check the row detail for each card.
Which HSBC cashback card has the highest base rate?expand_more
The HSBC Advance Credit Card has the highest base rate at 1.5%. Some other HSBC cards may earn more on category bonuses — see the comparison summary table on this page for the full rate breakdown.
How are the HSBC Live+ cashback cap and minimum spend applied?expand_more
The HSBC Live+ Card pays 8% on dining, retail shopping and entertainment (5% on petrol), but cashback is capped at S$250 per calendar quarter — about S$83 a month. You must spend at least S$600 in eligible purchases every month of the quarter (or S$1,000 in the first calendar quarter the card is issued), otherwise that spend earns only the 0.3% base rate.