Compare DBS Credit Cards

All 4 DBS Bank miles and cashback cards in one ranked list, scored by value at your monthly spend. Updated 30 Jun 2026

credit_card
Your monthly spending
Quick presets
🍽️
Dining
Restaurants, hawkers, cafes, delivery
S$/mo
🛒
Groceries
Supermarkets, wet markets, online grocery
S$/mo
🛍️
Shopping & online
Retail, online stores, subscriptions, events
S$/mo
🚌
Transport
Ride-hail, MRT, buses
S$/mo
🌍
Foreign currency
Overseas spend, foreign online stores
S$/mo
📦
Other
Bills, utilities, miscellaneous
S$/mo
Total monthly spend
S$2,100
S$25,200 / year

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How much is a mile worth?

Miles cards are ranked by projected miles × this value. Cashback is always face value.

Redemption value
Cents per mile
¢/mile

Preset values are derived from the SGfi Miles Value Index — the same Saver-award and cash-fare data used across the site. Adjust to match how you redeem.

Est. value / yr
S$720
≈ 36,000 miles · 2.0¢
Base0.4 mpdOnline Purchases4 mpdOverseas Purchases1.2 mpd
Annual fee
S$196.20
Max cap
Uncapped
New Customer Promo
No current welcome offer
Est. value / yr
S$655
≈ 32,760 miles · 2.0¢
Base1.3 mpdOverseas Spend2.2 mpd
Annual fee
S$196.20
Max cap
Uncapped
New Customer Promo
S$300 Cash / S$340 eCapitaVouchers / 22,000 Max Miles / Dyson TP10 & more, min. S$500 spend.
Via SingSaver. Until 15 Jul 2026. T&Cs apply.
ApplySee full review

Affiliate — we may earn a fee at no extra cost to you.

Est. value / yr
S$553
Base0.3%Groceries18%Foodpanda18%Bus / MRT18%
Annual fee
S$196.20
Max cap
Uncapped
New Customer Promo
S$300 Cash / S$340 eCapitaVouchers / 22,000 Max Miles / Dyson TP10 & more, min. S$500 spend.
Via SingSaver. Until 15 Jul 2026. T&Cs apply.
ApplySee full review

Affiliate — we may earn a fee at no extra cost to you.

Est. value / yr
S$486
Base0.3%Shopping & online6%Transport6%Foreign currency3.6%
Annual fee
S$196.20
Max cap
Uncapped
New Customer Promo
No current welcome offer
ApplySee full review

Affiliate — we may earn a fee at no extra cost to you.

Ranked by projected gross S$-equivalent value at your spend and chosen mile value. Ties broken alphabetically by issuer. Cards marked “Affiliate” earn SGfi a referral commission if you apply through these links — this does not influence the ranking.

How these projections work

Figures are estimates based on the spending you entered, assumed steady across the year, using standard Merchant Category Code (MCC) classifications and each issuer’s published rates. Monthly caps, annual fees and minimum-spend requirements are shown on every row and factored into the projections. Not modelled: promotional sign-up bonuses, merchant-specific exclusions, fee waivers beyond the first-year window shown, and future rate changes by issuers. First-year figures assume a new cardholder eligible for introductory rates; ongoing figures reflect post-introductory rates. Standard merchant coverage estimates are based on Singapore market share; you can adjust them in the settings above.

Actual earnings depend on your eligibility and each bank’s current terms, which may differ from the figures shown here — always verify with the issuer before applying.

Compare all Singapore cards

About DBS Bank's credit cards

DBS's miles cards pair the everyday-spend Altitude with the Woman's World Card, which skews its bonus toward online spend. DBS's cashback side centres on the Live Fresh Card, which rewards online and retail shopping alongside public transport. This page filters the full SGfi credit-card comparison to DBS's lineup and ranks its miles and cashback cards together by the S$-equivalent value each earns at your monthly spend — cashback at face value, miles at the cents-per-mile you choose. Use the bank chips above to compare other issuers.

SGfi tracks 2 DBS miles cards in this comparison: DBS Altitude Visa Signature Card and DBS Woman's World Card. Across the lineup, all carry an annual fee of S$196.20, base rates run from 0.4 mpd to 1.3 mpd, and top category bonuses reach 4 mpd on eligible spend. Use the input sidebar to rank the cards by projected annual miles at your monthly spend profile.

SGfi tracks 2 DBS cashback cards in this comparison: DBS Live Fresh Card and DBS yuu Visa Card. Across the lineup, all carry an annual fee of S$196.20, base rates run from 0.3% to 0.3%, and top category bonuses reach 5% on eligible spend. Use the input sidebar to rank the cards by projected annual cashback at your monthly spend profile.

For how each figure is sourced, time-stamped, and built — and what the calculator does and does not model — read our methodology.

Frequently asked questions

Can I hold both a DBS miles card and a DBS cashback card?expand_more

Yes. Many Singapore cardholders pair a miles card for travel-leaning and foreign-currency spend with a cashback card for everyday categories. This page ranks all 4 DBS cards (2 miles and 2 cashback) in one list by the S$-equivalent value each earns at your spending, so you can see which DBS card leads for your mix and whether a second card adds value.

Which DBS miles credit cards does SGfi compare?expand_more

SGfi currently compares 2 DBS Bank miles cards: DBS Altitude Visa Signature Card and DBS Woman's World Card. Each is ranked by projected annual miles at the monthly spend you enter on the calculator above.

Which DBS miles card has the lowest annual fee?expand_more

The DBS Altitude Visa Signature Card has the lowest annual fee at S$196.20 per year among the DBS miles cards SGfi tracks. Annual fees may be waived for the first year — check the row detail for each card.

Which DBS miles card has the highest base rate?expand_more

The DBS Altitude Visa Signature Card has the highest base rate at 1.3 mpd. Some other DBS cards may earn more on category bonuses — see the comparison summary table on this page for the full rate breakdown.

Do DBS Altitude and Woman's World miles expire?expand_more

DBS Points earned on the DBS Altitude card never expire. DBS Points earned on the DBS Woman's World Card expire 12 months after they are earned. Because DBS Points pool across DBS cards for redemption, holding both cards lets you offset the Woman's World card's short expiry against the Altitude's non-expiring balance.

Which DBS cashback credit cards does SGfi compare?expand_more

SGfi currently compares 2 DBS Bank cashback cards: DBS Live Fresh Card and DBS yuu Visa Card. Each is ranked by projected annual cashback at the monthly spend you enter on the calculator above.

Which DBS cashback card has the lowest annual fee?expand_more

The DBS Live Fresh Card has the lowest annual fee at S$196.20 per year among the DBS cashback cards SGfi tracks. Annual fees may be waived for the first year — check the row detail for each card.

Which DBS cashback card has the highest base rate?expand_more

The DBS Live Fresh Card has the highest base rate at 0.3%. Some other DBS cards may earn more on category bonuses — see the comparison summary table on this page for the full rate breakdown.

What are the cashback cap and minimum spend on the DBS Live Fresh Card?expand_more

The DBS Live Fresh Card earns 6% on online and retail shopping and on public transport, but combined cashback is capped at S$70 per month. You must also spend at least S$800 in a month to qualify — fall short of that minimum and all spend for the month earns only the 0.3% base rate.