Compare POSB Credit Cards
POSB Bank's cashback card, scored by value at your monthly spend. Updated 30 Jun 2026
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Miles cards are ranked by projected miles × this value. Cashback is always face value.
Preset values are derived from the SGfi Miles Value Index — the same Saver-award and cash-fare data used across the site. Adjust to match how you redeem.
Ranked by projected gross S$-equivalent value at your spend and chosen mile value. Cashback counts at face value; miles are valued at the cents-per-mile you set. Ties broken alphabetically by issuer. Cards marked “Affiliate” earn SGfi a referral commission if you apply through these links — this does not influence the ranking.
Ranked by projected gross S$-equivalent value at your spend and chosen mile value. Ties broken alphabetically by issuer. Cards marked “Affiliate” earn SGfi a referral commission if you apply through these links — this does not influence the ranking.
Figures are estimates based on the spending you entered, assumed steady across the year, using standard Merchant Category Code (MCC) classifications and each issuer’s published rates. Monthly caps, annual fees and minimum-spend requirements are shown on every row and factored into the projections. Not modelled: promotional sign-up bonuses, merchant-specific exclusions, fee waivers beyond the first-year window shown, and future rate changes by issuers. First-year figures assume a new cardholder eligible for introductory rates; ongoing figures reflect post-introductory rates. Standard merchant coverage estimates are based on Singapore market share; you can adjust them in the settings above.
Actual earnings depend on your eligibility and each bank’s current terms, which may differ from the figures shown here — always verify with the issuer before applying.
About POSB Bank's credit cards
POSB, DBS's everyday banking brand, centres on the Everyday Card, with steady rebates on groceries, petrol, and recurring bills. This page filters the full SGfi credit-card comparison to POSB's lineup and ranks its cashback card by the S$-equivalent value each earns at your monthly spend — cashback at face value, miles at the cents-per-mile you choose. Use the bank chips above to compare other issuers.
SGfi tracks 1 POSB cashback card in this comparison: POSB Everyday Card. Across the lineup, all carry an annual fee of S$196.20, every card has a base rate of 0.3%, and top category bonuses reach 6% on eligible spend. Use the input sidebar to rank the card by projected annual cashback at your monthly spend profile.
For how each figure is sourced, time-stamped, and built — and what the calculator does and does not model — read our methodology.
Frequently asked questions
Which POSB cashback credit cards does SGfi compare?expand_more
SGfi currently compares 1 POSB Bank cashback card: POSB Everyday Card. Each is ranked by projected annual cashback at the monthly spend you enter on the calculator above.
Which POSB cashback card has the lowest annual fee?expand_more
The POSB Everyday Card has the lowest annual fee at S$196.20 per year among the POSB cashback cards SGfi tracks. Annual fees may be waived for the first year — check the row detail for each card.
Which POSB cashback card has the highest base rate?expand_more
The POSB Everyday Card has the highest base rate at 0.3%. Some other POSB cards may earn more on category bonuses — see the comparison summary table on this page for the full rate breakdown.