Compare American Express Credit Cards

All 2 American Express Singapore miles cards in one ranked list, scored by value at your monthly spend. Updated 30 Jun 2026

credit_card
Your monthly spending
Quick presets
🍽️
Dining
Restaurants, hawkers, cafes, delivery
S$/mo
🛒
Groceries
Supermarkets, wet markets, online grocery
S$/mo
🛍️
Shopping & online
Retail, online stores, subscriptions, events
S$/mo
🚌
Transport
Ride-hail, MRT, buses
S$/mo
🌍
Foreign currency
Overseas spend, foreign online stores
S$/mo
📦
Other
Bills, utilities, miscellaneous
S$/mo
Total monthly spend
S$2,100
S$25,200 / year

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How much is a mile worth?

Miles cards are ranked by projected miles × this value. Cashback is always face value.

Redemption value
Cents per mile
¢/mile

Preset values are derived from the SGfi Miles Value Index — the same Saver-award and cash-fare data used across the site. Adjust to match how you redeem.

Est. value / yr
S$605
≈ 30,240 miles · 2.0¢
Base1.2 mpdSingapore Airlines, Scoot, KrisShop & Pelago2 mpdTaxi2 mpd
Annual fee
S$397.85
Max cap
Uncapped
New Customer Promo
Up to 45,000 miles with S$8,000 spend in first 6 months
Until 31 Jan 2027. T&Cs apply.
Est. value / yr
S$554
≈ 27,720 miles · 2.0¢
Base1.1 mpdSingapore Airlines, Scoot, KrisShop & Pelago2 mpdTaxi2 mpd
Annual fee
S$179.85
Max cap
Uncapped
New Customer Promo
Up to 16,000 miles with min. S$2,000 spend within the first 3 months
Until 31 Jan 2027. T&Cs apply.

Ranked by projected gross S$-equivalent value at your spend and chosen mile value. Ties broken alphabetically by issuer. Cards marked “Affiliate” earn SGfi a referral commission if you apply through these links — this does not influence the ranking.

How these projections work

Figures are estimates based on the spending you entered, assumed steady across the year, using standard Merchant Category Code (MCC) classifications and each issuer’s published rates. Monthly caps, annual fees and minimum-spend requirements are shown on every row and factored into the projections. Not modelled: promotional sign-up bonuses, merchant-specific exclusions, fee waivers beyond the first-year window shown, and future rate changes by issuers. First-year figures assume a new cardholder eligible for introductory rates; ongoing figures reflect post-introductory rates. Standard merchant coverage estimates are based on Singapore market share; you can adjust them in the settings above.

Actual earnings depend on your eligibility and each bank’s current terms, which may differ from the figures shown here — always verify with the issuer before applying.

Compare all Singapore cards

About American Express Singapore's credit cards

American Express is anchored by the KrisFlyer Ascend and KrisFlyer co-brands — premium, travel-heavy cards that credit Singapore Airlines miles directly. This page filters the full SGfi credit-card comparison to American Express's lineup and ranks its miles cards by the S$-equivalent value each earns at your monthly spend — cashback at face value, miles at the cents-per-mile you choose. Use the bank chips above to compare other issuers.

SGfi tracks 2 American Express miles cards in this comparison: American Express Singapore Airlines KrisFlyer Credit Card and American Express Singapore Airlines KrisFlyer Ascend Credit Card. Across the lineup, annual fees range from S$179.85 to S$397.85, base rates run from 1.1 mpd to 1.2 mpd, and top category bonuses reach 2 mpd on eligible spend. Use the input sidebar to rank the cards by projected annual miles at your monthly spend profile.

For how each figure is sourced, time-stamped, and built — and what the calculator does and does not model — read our methodology.

Frequently asked questions

Which American Express miles credit cards does SGfi compare?expand_more

SGfi currently compares 2 American Express Singapore miles cards: American Express Singapore Airlines KrisFlyer Credit Card and American Express Singapore Airlines KrisFlyer Ascend Credit Card. Each is ranked by projected annual miles at the monthly spend you enter on the calculator above.

Which American Express miles card has the lowest annual fee?expand_more

The American Express Singapore Airlines KrisFlyer Credit Card has the lowest annual fee at S$179.85 per year among the American Express miles cards SGfi tracks. Annual fees may be waived for the first year — check the row detail for each card.

Which American Express miles card has the highest base rate?expand_more

The American Express Singapore Airlines KrisFlyer Ascend Credit Card has the highest base rate at 1.2 mpd. Some other American Express cards may earn more on category bonuses — see the comparison summary table on this page for the full rate breakdown.

Are American Express cards accepted at all Singapore merchants?expand_more

AMEX has narrower merchant acceptance than Visa or Mastercard in Singapore — convenience stores, smaller hawkers, and some online merchants may not accept it. Check the merchant list before committing to AMEX as your primary card.