DBS yuu Visa Card — Up to 18% on Groceries
DBS yuu Visa Card earns up to 18% on groceries, up to 18% on foodpanda, and up to 18% on bus / mrt — on the max tier. Enter your monthly spending to see the projected annual cashback it earns for you. Rates as of 23 Jul 2026
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| Category | Effective rate | Cashback |
|---|---|---|
| Foodpanda· 10% of dining | 1.8% | S$5 |
| Groceries | 18% | S$36 |
| All other categories (base rate) | 0.25% | S$5 |
| Monthly cashback | S$46 | |
| Annual cashback | S$553 | |
Merchant coverage applied — tune the percentages in “Adjust merchant coverage” under Your monthly spending.
New DBS/POSB cardholders who apply through this link using promo code "SINGSAVER" and spend min. S$500 in qualifying transactions within 30 days of card approval choose one: - S$320 Cash via PayNow - S$375 Grab Vouchers - Sony WF-1000XM6 Earbuds (worth S$479) - 22,000 Max Miles - Dyson TP10 (worth S$599) Top-up options available (Dyson V8 Cyclone, Airstrait, iPad, Airwrap, MacBook and others — shown on the SingSaver page).
Reward fulfilled by SingSaver. Terms and conditionsopen_in_new
Applyopen_in_new- •S$800 spend and transact at 4 participating yuu merchants (Cold Storage, CS Fresh, Jasons Deli, Giant, Giant Hypermart, Giant Express, Guardian, 7-Eleven, foodpanda, panda mart, panda shops, Gojek, Bus, MRT, Charge+, Chagee, Singtel) are required to unlock the elevated cashback rates (S$800+ Tier).
- •5% on Groceries — Spend at participating yuu merchants (Cold Storage, CS Fresh, Jasons Deli, Giant, Giant Hypermart, Giant Express, Guardian, 7-Eleven).
- •5% on Foodpanda — Spend at foodpanda food delivery, panda mart, or panda shops.
- •5% on Bus / MRT — Bus and MRT rides via SimplyGo.
- •0.25% base rate on other eligible spend
- S$800+/mo tier:
- •18% on Groceries — Spend at participating yuu merchants (Cold Storage, CS Fresh, Jasons Deli, Giant, Giant Hypermart, Giant Express, Guardian, 7-Eleven).
- •18% on Foodpanda — Spend at foodpanda food delivery, panda mart, or panda shops.
- •18% on Bus / MRT — Bus and MRT rides via SimplyGo.
- •Bonus cashback capped at S$144/mo — base spend continues earning 0.25% uncapped
- •Annual fee: S$196.20 (First year waived.)
Crossing a monthly-spend threshold unlocks better rates — base and bonus categories can both shift.
- foodpanda Discount
Up to S$10 off on foodpanda deliveries for DBS yuu Cardmembers.
Show conditionsHide conditions
Valid till 31 Dec 2026.
- Annual fee
- S$196.20First year waived.
- Foreign currency transaction fee
- 3.25%
- Late payment fee
- S$100
- Purchase interest rate (p.a.)
- 27.8%
- Cash advance interest rate (p.a.)
- 28.5%
- Minimum payment
- 3% of statement balance or S$50, whichever is higher
- Interest-free period
- 25 days
- Min. income (Singapore Citizen / PR): S$30,000
- Min. income (Foreigner): S$45,000
- Minimum age: 21
Show eligibility detailsHide eligibility details
Singaporeans/PR: S$30,000 p.a. (≤55 years old) or S$15,000 p.a. (56 years and above) Foreigners: S$45,000 p.a. Must be 21 to 75 years old
- •Cashback rate on groceries at participating yuu merchants (Cold Storage, CS Fresh, Jasons Deli, Giant, Giant Hypermart, Giant Express, Guardian, 7-Eleven) rises to 18% when monthly spend reaches S$800 across 4 merchants.
- •Cashback rate on foodpanda (food delivery, panda mart, and panda shops) rises to 18% when monthly spend reaches S$800 across 4 merchants.
- •Cashback rate on bus and MRT rides via SimplyGo rises to 18% when monthly spend reaches S$800 across 4 merchants.
- •Even without meeting the S$800 monthly spend threshold, groceries, foodpanda, and SimplyGo transport each earn a base cashback rate of 5%.
- •The S$196.20 annual fee is waived in the first year.
- •Cardmembers are eligible for up to S$10 off on foodpanda deliveries, valid until 31 Dec 2026.
- •The elevated 18% cashback rate requires a minimum monthly spend of S$800 across 4 merchants; spending below this threshold earns only the base 5% rate on bonus categories.
- •Total monthly bonus cashback is capped at S$144 per month.
- •The 5% and 18% cashback rates apply only to specific merchants and platforms (yuu partner stores, foodpanda, SimplyGo); all other spend earns only the base cashback rate of 0.25%.
- •Foreign currency transactions incur a fee of 3.25% of the transaction amount.
- •The annual fee of S$196.20 applies from the second year onward.
About the DBS yuu Visa Card
The DBS yuu Visa Card is a tiered cashback card from DBS. Base-tier earning starts at 5% on groceries, 5% on foodpanda, and 5% on bus / mrt, with 0.25% on other eligible spend. At its top qualifying tier (S$800/mo+), the card reaches up to 18% on groceries, 18% on foodpanda, and 18% on bus / mrt. Singapore cashback cards with spend tiers reward consistent monthly spending — falling short of a tier threshold drops earning back to the previous tier's rates for that statement cycle. The annual fee is S$196.20 (First year waived.). Terms and conditions apply.
Cashback breakdown
At the base tier, the DBS yuu Visa Card earns 5% on groceries, 5% on foodpanda, and 5% on bus / mrt, plus 0.25% on other eligible spend. From S$800/mo qualifying spend, the card earns 18% on groceries, 18% on foodpanda, and 18% on bus / mrt.
Where this card earns the most
The DBS yuu Visa Card is built for consolidated monthly spend — its bonus rates only activate once qualifying spend crosses a tier threshold. At its peak tier (S$800/mo+), the calculator returns higher projected monthly cashback for groceries, foodpanda, and bus / mrt spend than for cards without those bonuses. Below the lowest tier (S$800/mo), every eligible dollar earns the 0.25% base rate.
Other cashback cards to compare
Frequently asked questions
Is the DBS yuu Visa Card worth it?
The DBS yuu Visa Card earns 0.25% cashback on general spend and up to 18% on dining and 18% on groceries, with a S$196.20 annual fee (First year waived). Bonus cashback is capped at S$144 per month. Its value depends on how much of your spending falls into those categories — project your cashback with the calculator above.
Who is the DBS yuu Visa Card for?
The DBS yuu Visa Card suits frequent diners, household and grocery spenders, and daily commuters — it earns up to 18% on dining, 18% on groceries, and 18% on transport. Spending spread across other categories may earn more on a different card.
How much cashback does the DBS yuu Visa Card earn?
The DBS yuu Visa Card has 2 earning tiers in total. At the base tier, the card earns 5% on groceries, 5% on foodpanda, and 5% on bus / mrt, plus 0.25% on other eligible spend. From S$800/mo qualifying spend, the card earns 18% on groceries, 18% on foodpanda, and 18% on bus / mrt.
Is there a minimum monthly spend?
There's no single minimum spend — the DBS yuu Visa Card upgrades its earning rates as your monthly spend crosses each tier threshold. At S$800/mo+ the card unlocks 18% on groceries, 18% on foodpanda, and 18% on bus / mrt. Below the lowest tier, the card earns the base 0.25% rate.
What is the annual fee?
S$196.20, First year waived..
Does the DBS yuu Visa Card charge foreign transaction fees?
Yes. The DBS yuu Visa Card charges a 3.3% foreign-currency transaction fee on spend billed in a currency other than Singapore dollars. The fee is charged separately from the cashback you earn, so it applies whether or not the spend qualifies for a bonus rate. Terms and conditions apply.
Are these rates guaranteed?
No. Banks update cashback rates, category caps, and minimum-spend requirements regularly. The numbers on this page reflect rates verified as of 23 Jul 2026, not guarantees of future earnings. Terms and conditions apply.
Figures are estimates based on the spending you entered, assumed steady across the year, using standard Merchant Category Code (MCC) classifications and each issuer’s published rates. Monthly caps, annual fees and minimum-spend requirements are shown on every row and factored into the projections. Not modelled: promotional sign-up bonuses, merchant-specific exclusions, fee waivers beyond the first-year window shown, and future rate changes by issuers. First-year figures assume a new cardholder eligible for introductory rates; ongoing figures reflect post-introductory rates. Standard merchant coverage estimates are based on Singapore market share; you can adjust them in the settings above.
Actual earnings depend on your eligibility and each bank’s current terms, which may differ from the figures shown here — always verify with the issuer before applying.
DBS governing terms: Official terms (PDF)