UOB

UOB Absolute Cashback Card

1.7% limitless cashback on almost everything

UOB Absolute Cashback Card

UOB Absolute Cashback Card

UOB

Base rate
1.7% on uncategorised spend
Minimum monthly spend
No minimum
Monthly cashback cap
No total cap
Annual fee
S$196.20 · First year waived
Minimum income
S$30,000

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Cashback rates

As of April 2026

Flat 1.7% on all eligible spend.

Other / uncategorised

Default rate on spend outside listed categories.

1.7%

Highlights

  • check1.7% limitless cashback on almost everything
  • checkEarns 0.3% cashback on Healthcare, Education, Government, Utilities
  • checkAmerican Express card

Cashback is projected from your spend per category.

Total monthly

S$2,250

S$
S$
S$
S$
S$
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Calculated locally. Adjust the sliders to project your cashback on this card.

Projected cashback on UOB Absolute Cashback Card

S$263net / year

Effective rate 0.97% on S$27,000 annual spend

Per-category projection

General · S$800 × 1.7%S$13.60/mo
Dining · S$400 × 1.7%S$6.80/mo
Groceries · S$500 × 1.7%S$8.50/mo
Shopping, online & entertainment · S$400 × 1.7%S$6.80/mo
Transport · S$150 × 1.7%S$2.55/mo
Monthly cashbackS$38.25
Annual grossS$459.00
Annual fee −S$196.20
Net annual cashbackS$262.80

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Frequently asked questions

How much cashback does the UOB Absolute Cashback Card earn?

The UOB Absolute Cashback Card earns a flat 1.7% on all eligible spend.

What is the annual fee on the UOB Absolute Cashback Card?

The UOB Absolute Cashback Card has an annual fee of S$196.20 — first year waived.

Are the cashback rates guaranteed?

No. Banks update cashback rates, caps, and eligible categories regularly. Numbers on this page are projections based on rates verified as of April 2026, not guarantees of future earnings.

Terms and conditions apply.

Last verified: April 2026

Explore other cashback cards

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Citi · 1.6% base

Standard Chartered Simply Cash Credit Card

Standard Chartered · 1.5% base

HSBC Live+ Card

HSBC · 0.3% base

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Citi · 0.2% base

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Full ranking →

SGfi is for educational purposes and does not constitute financial advice. Please consult a licensed professional before making financial decisions. SGfi may receive compensation from partners featured on this site.

All cashback values are projections based on published bank rates as of April 2026. Actual cashback earned depends on eligibility, exclusions, and rate changes by the issuing bank.