CIMB Visa Infinite Card — Up to 2% Travel & Overseas
Earns up to 2% on travel and up to 2% on foreign currency — on the max tier. Use the simulator to see your projected annual cashback.
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| Category | Effective rate | Cashback |
|---|---|---|
| All other categories (base rate) | 1% | S$21 |
| Monthly cashback | S$21 | |
| Annual cashback | S$252 | |
New-to-CIMB cardmembers who apply through this link receive S$50 Cash via PayNow (SingSaver Exclusive) Additionally, new CIMB cardmembers who activate their card and spend min. S$2,000 in eligible posted transactions within the first 60 days of card approval are eligible to receive a Samsonite Black Label Fanthom Spinner 69/25 EXP TSA Luggage (worth S$1,150), fulfilled by CIMB. This offer is stackable with the SingSaver Exclusive Offer.
Reward fulfilled by SingSaver. Terms and conditionsopen_in_new
Applyopen_in_new- •1% base rate on all eligible spend
- S$2,000+/mo tier:
- •2% on Travel — Travel spend at hotels, airlines and travel agencies.
- •2% on Foreign currency — Overseas spend and online spend in foreign currencies.
- •Uncapped — no monthly cap on total cashback earned
- •No annual fee
Crossing a monthly-spend threshold unlocks better rates — base and bonus categories can both shift.
- Airport Lounge Access
3 complimentary global airport lounge visits per year at over 1,000 lounges for principal cardmembers, via the Airport Companion / DragonPass programme.
- Complimentary Travel Insurance
Travel insurance coverage of up to S$1 million when the full travel fare is charged to the card, covering accidents, medical evacuation, and travel inconveniences.
- Visa Infinite Concierge
24/7 personalised concierge assistance for travel planning, dining reservations, and event tickets.
- CIMB Deals & Discounts
Access to over 1,000 CIMB deals and discounts across dining, retail and lifestyle outlets in Singapore, Malaysia and Indonesia.
- Annual fee
- S$0.00No annual fee for life
- Foreign currency transaction fee
- 3%
- Late payment fee
- S$100
- Purchase interest rate (p.a.)
- 27.8%
- Cash advance interest rate (p.a.)
- 28%
- Cash advance service charge
- S$15 or 8% of amount withdrawn, whichever is greater
- Minimum payment
- 3% of the outstanding balance or S$50
- Interest-free period
- 23 days
- Min. income: S$120,000
- Minimum age: 21
Show eligibility detailsHide eligibility details
Applicants who do not meet the minimum income requirement may submit a Fixed Deposit collateral of at least S$50,000. Principal cardholders aged 21-70; supplementary cardholders from 18.
- •Earns 2% cashback on travel, overseas, and foreign-currency online spend when at least S$2,000 is charged in a statement month.
- •Earns 1% unlimited cashback on all other spend with no minimum spend required.
- •There is no cap on the amount of cashback that can be earned.
- •No annual fee for life.
- •Includes 3 complimentary airport lounge visits per year at over 1,000 lounges for principal cardmembers.
- •Includes complimentary travel insurance coverage of up to S$1 million when the full travel fare is charged to the card.
- •The 2% cashback requires at least S$2,000 charged in a statement month; below that threshold, travel and overseas spend earn the 1% base rate.
- •A minimum annual income of S$120,000 is required to apply.
- •Retail purchases accrue interest at 27.8% per annum if the balance is not paid in full.
- •A foreign-currency transaction fee of 3% applies to overseas transactions.
About the CIMB Visa Infinite Card
The CIMB Visa Infinite Card is a tiered cashback card from CIMB. Base-tier earning is 1% on every eligible dollar. At its top qualifying tier (S$2,000/mo+), the card reaches up to 2% on travel and 2% on foreign currency. Singapore cashback cards with spend tiers reward consistent monthly spending — falling short of a tier threshold drops earning back to the previous tier's rates for that statement cycle. There is no annual fee. Terms and conditions apply.
Cashback breakdown
At the base tier, the CIMB Visa Infinite Card earns 1% on every eligible dollar. From S$2,000/mo qualifying spend, the card earns 2% on travel and 2% on foreign currency.
Where this card earns the most
The CIMB Visa Infinite Card is built for consolidated monthly spend — its bonus rates only activate once qualifying spend crosses a tier threshold. At its peak tier (S$2,000/mo+), the calculator returns higher projected monthly cashback for travel and foreign currency spend than for cards without those bonuses. Below the lowest tier (S$2,000/mo), every eligible dollar earns the 1% base rate.
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Frequently asked questions
Is the CIMB Visa Infinite Card worth it?
The CIMB Visa Infinite Card earns 1% cashback on general spend and up to 2% on foreign currency and 2% on travel, with no annual fee. Bonus rates require at least S$2,000 in monthly spend. Its value depends on how much of your spending falls into those categories — project your cashback with the calculator above.
Who is the CIMB Visa Infinite Card for?
The CIMB Visa Infinite Card suits overseas spenders and those who want a card with no annual fee — it earns up to 2% on foreign currency. Spending spread across other categories may earn more on a different card. It also suits frequent travellers, with airport lounge access and travel insurance.
How much cashback does the CIMB Visa Infinite Card earn?
The CIMB Visa Infinite Card has 2 earning tiers in total. At the base tier, every eligible dollar earns 1%. From S$2,000/mo qualifying spend, the card earns 2% on travel and 2% on foreign currency.
Is there a minimum monthly spend?
There's no single minimum spend — the CIMB Visa Infinite Card upgrades its earning rates as your monthly spend crosses each tier threshold. At S$2,000/mo+ the card unlocks 2% on travel and 2% on foreign currency. Below the lowest tier, the card earns the base 1% rate.
Is there an annual fee?
No. The CIMB Visa Infinite Card has no annual fee.
Are these rates guaranteed?
No. Banks update cashback rates, category caps, and minimum-spend requirements regularly. The numbers on this page reflect rates verified as of June 2026, not guarantees of future earnings. Terms and conditions apply.
Figures are estimates based on the spending you entered, assumed steady across the year, using standard Merchant Category Code (MCC) classifications and each issuer’s published rates. Monthly caps, annual fees and minimum-spend requirements are shown on every row and factored into the projections. Not modelled: promotional sign-up bonuses, merchant-specific exclusions, fee waivers beyond the first-year window shown, and future rate changes by issuers. First-year figures assume a new cardholder eligible for introductory rates; ongoing figures reflect post-introductory rates. Standard merchant coverage estimates are based on Singapore market share; you can adjust them in the settings above.
Actual earnings depend on your eligibility and each bank’s current terms, which may differ from the figures shown here — always verify with the issuer before applying.