Compare Trust Cashback Credit Cards
Trust Bank Singapore's cashback card, with projected annual cashback at your monthly spend.Last updated June 2026
Ranked by projected annual cashback at your entered spend. Ties broken alphabetically by issuer. Cards marked “Affiliate link” or “Affiliate” earn SGfi a referral commission if you apply through these links — this does not influence the ranking.
Ranked by projected annual cashback at your entered spend. Ties broken alphabetically by issuer. Cards marked “Affiliate link” or “Affiliate” earn SGfi a referral commission if you apply through these links — this does not influence the ranking.
Figures are estimates based on the spending you entered, assumed steady across the year, using standard Merchant Category Code (MCC) classifications and each issuer’s published rates. Monthly caps, annual fees and minimum-spend requirements are shown on every row and factored into the projections. Not modelled: promotional sign-up bonuses, merchant-specific exclusions, fee waivers beyond the first-year window shown, and future rate changes by issuers. First-year figures assume a new cardholder eligible for introductory rates; ongoing figures reflect post-introductory rates. Standard merchant coverage estimates are based on Singapore market share; you can adjust them in the settings above.
Actual earnings depend on your eligibility and each bank’s current terms, which may differ from the figures shown here — always verify with the issuer before applying.
About Trust Bank Singapore's cashback cards
Trust is a digital bank backed by Standard Chartered and FairPrice Group, with instantly app-issued cards and cashback weighted toward groceries and everyday spend. This page filters the full SGfi cashback-card comparison to just Trust's lineup, with the same calculator-based ranking, identical published rates and caps, and the same projected-cashback formula applied across cards. Use the bank chips above to widen the comparison to other issuers.
SGfi tracks 1 Trust cashback card in this comparison: Trust Cashback Card. Across the lineup, all carry no annual fee, every card has a base rate of 1%, and no card declares a category bonus above its base rate. Use the input sidebar to rank the card by projected annual cashback at your monthly spend profile.
How cashback is calculated
Card rankings on this page are dynamically calculated using the latest 2026 cashback metrics, category spending caps, minimum income thresholds, and active annual fees sourced from official banking portals in Singapore. The system projects estimated monthly and yearly cashback returns by parsing your configurable monthly spend across common categories (e.g., dining, travel, local retail) against each card's unique matrix. Spending limits are factored into the calculation algorithm to provide realistic projections. These projections are for illustrative purposes only and do not constitute financial advice.
Card summary table
Flat reference of every cashback card included on this page. Tap a card name to open its full review.
All Singapore card rates & feesarrow_forward| Card | Issuer | Base rate | Top bonus | Annual fee | Min spend |
|---|---|---|---|---|---|
| Trust Cashback Card | Trust | 1% | — | No fee | None |
Frequently asked questions
Which Trust cashback credit cards does SGfi compare?
SGfi currently compares 1 Trust Bank Singapore cashback card: Trust Cashback Card. Each is ranked by projected annual cashback at the monthly spend you enter on the calculator above.
Do any Trust cashback cards have no annual fee?
Yes — every Trust cashback card we compare carries no annual fee (Trust Cashback Card).
Which Trust cashback card has the highest base rate?
The Trust Cashback Card has the highest base rate at 1%. Some other Trust cards may earn more on category bonuses — see the comparison summary table on this page for the full rate breakdown.
How do monthly cashback caps work?
Most Singapore cashback cards limit how much cashback you can earn per month — either per category or in total. Once the cap is reached, additional spend in that category earns the base rate or no further cashback for the month.
What counts as eligible spend?
Banks typically exclude insurance premiums, education, government payments, charitable donations, and certain utility bills. Check each card's exclusion list before relying on the projected cashback.
What happens if I do not meet the minimum monthly spend?
Cards with a minimum spend requirement fall back to a lower rate (often around 0.2% to 0.3%) for the month if you do not hit the threshold. The calculator applies this fallback automatically.
How does the annual fee waiver work?
Some cards waive the annual fee from year two onwards if you spend above a certain annual amount.
Are these rates guaranteed?
No. Banks change cashback rates, caps, and eligible categories regularly. The numbers shown are projections based on rates verified at the date noted, not guarantees of future earnings.
Last verified: June 2026